How AI describes Beanstalk

Beanstalk is a UK app that lets parents, grandparents, and friends save and invest for children via stocks-and-shares Junior ISAs, with features like round-ups, gift links, and cashback that goes into the child's ISA. The platform offers open accounts with no required upfront contribution, small top-ups from £10, and the ability to allocate investments between money market and shares funds from providers like L&G and Fidelity, controlled by a slider. It is FCA-regulated, uses a custodian for client money, provides FSCS protection up to £85,000, and charges a low annual fee of 0.5% of account value.