How AI describes Cambridge Credit Counseling

Cambridge Credit Counseling is a nonprofit organization offering debt relief and financial education, including credit counseling, debt management plans, and housing, student loan, reverse mortgage, and bankruptcy counseling. By consolidating unsecured debts into a single monthly payment, they typically reduce interest rates (from about 29% to 8% or lower) and lower monthly payments, with debt paid off in around 42 months. They are HUD-approved housing counselors and provide free debt evaluations and educational resources.