How AI describes Early Warning Services

Early Warning Services, LLC is the digital backbone of the U.S. payments ecosystem, connecting 2,400+ banks and credit unions to enable fast, secure payments and financial access for consumers and small businesses. Its brands—Zelle for person-to-person payments, Paze for merchant checkout, and Certos for identity and payment risk—support billions of transactions, with Zelle moving over $1 trillion and more than 150 million accounts enrolled, and Paze enabling 165 million cards. Built on network-shared intelligence, Certos provides identity, account, and payment risk solutions that screen hundreds of millions of applications and help prevent fraud, reinforcing trust in everyday financial life.