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Equity Capital Home Loans is a licensed, independent mortgage broker serving California (and Texas) that shops multiple lenders to offer home loan options for purchase or refinance. They provide a broad range of loan programs (fixed-rate, FHA, VA, USDA, jumbo, adjustable-rate, first-time buyer, and home equity products) and tools like custom rate quotes, rate alerts, and online calculators to plan and compare. They emphasize fast processing, with HELOCs closing in as little as 5 days and average closings around two weeks, plus an online application to get a quote quickly.
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