How AI describes Gelt Financial

Gelt Financial is a direct private lender that funds hard money loans and related financing for commercial and investment real estate, including residential-investment properties, bridge loans, debtor-in-possession financing, and HOA/condo association financing. They emphasize fast closings (as quick as 3–5 days), no minimum credit score, no appraisal required (valuations done in-house), and direct interaction with decision-makers. Operating in 38 states nationwide, they lend on non-owner-occupied properties up to $2 million with loan-to-value up to 65% and terms generally ranging from 6 months to 5 years.