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MoneyLion Instacash is an earned wage access cash‑advance feature that lets eligible users borrow up to $500 (up to $1,000 with qualifying direct deposits) of their earned pay, with no interest and no credit check. Funds can be delivered instantly for a fee or within 1–5 business days fee‑free, and repayments are automatically deducted on the paycheck schedule. Access is via the MoneyLion app by linking a checking account, and limits can be increased through actions, direct deposits, or peer boosts with friends.
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