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RMA Annual Statement Studiesrmahq.orgRMA's Annual Statement Studies is the sole source of comparative industry benchmark data derived from anonymized financial statements of small and medium-sized business clients of RMA member banks. The data helps risk professionals make smarter lending decisions by providing industry benchmarks, and participating banks receive a complimentary copy of the Annual Statement Studies book and access to eStatement Studies. The submission process page explains how banks submit data—via partnered software vendors or manual submission—with timelines, guides, and vendor contacts for getting started.
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RMA Annual Statement Studies is particularly useful for commercial credit because it provides benchmark financial ratios by industry.
RMA Annual Statement Studies – One of the most widely used banking references for industry financial ratios
