Data as of Aug 22, 2026 · Based on 3,228,310 AI responses across 10,752 prompts · See how Parse measures this
Fannie Mae's Single-Family division offers mortgage products, including 97% loan-to-value options, to support homeownership. It provides resources and tools for lenders, sellers, and servicers to originate and underwrite loans.
Sources
bankrate.com shapes more of what AI says about Conventional 97 than any other source, at 60% of its citations.
hud.gov · rate.com · refinedlending.com · rocketmortgage.com
The market map
First-Time Homebuyer Mortgage Loans →Where AI ranks Conventional 97
Excerpts where Conventional 97 appeared in the AI's answer

Conventional 97 (3% Down): A Fannie Mae/Freddie Mac program allowing a 3% down payment for first-time buyers

Conventional 97 (3% Down): A Fannie Mae/Freddie Mac program requiring only 3% down.
Excerpts where Conventional 97 appeared in the AI's answer

Conventional 97 (Fannie Mae HomeReady / Freddie Mac Home Possible) : These conventional loans require only 3% down

Conventional 97: Allows a 3% down payment for first-time buyers with at least a 620 credit score.
Excerpts where Conventional 97 appeared in the AI's answer

Conventional 97 / HomeReady / HomePossible: Fannie Mae and Freddie Mac backed loans

Conventional 97 Loans: 3% down option for low-to-moderate income buyers.