I need an app for betting against my friends.

If you mean an app where you and your friends can make head-to-head bets, rather than betting against a sportsbook, there are a few options:

• Kutt — probably the closest match. It’s explicitly peer-to-peer: you can create bets with friends on sports, pop culture, politics, and custom events, and see exactly who you're betting against.
• BettorEdge — focused on sports and lets you create private bets/challenges with friends and bet against other people rather than the house.
• WagerLab — more casual/social. You can propose a wager to a friend, track wins and losses in “units,” and settle up separately. It also supports pools and pick'em leagues.
• Wager — a simpler social-betting app for creating bets with friends, setting rules, recording outcomes, and keeping a history.

If you specifically want to put real money on the bets, availability and legality depend on your state and the particular app. For example, U.S. law distinguishes lawful from unlawful internet gambling, and state regulation varies.

If you're in New Mexico, I can narrow this down to the best app that currently works there, including whether you can actually wager real money against friends.

When you want to bet directly against your friends rather than playing against a traditional "house" or sportsbook, you are looking for peer-to-peer (P2P) or social betting platforms.

The best options depend on whether you want to track casual custom wagers, trade sports lines directly, or join social sportsbooks:

• WagerLab : The classic go-to app specifically designed for friendly, casual betting. It lets you track bets with friends on sports, politics, or custom props without dealing with a complex financial exchange. It acts as an organized scoreboard/tab-keeper for your friend group.
• Bet With Friends (BWF) : A dedicated peer-to-peer challenge app built to cut out the bookmaker entirely. It lets you set up direct custom challenges or sports wagers against specific friends with automated tracking.
• Novig or Prophet Exchange : If your friend group is looking for a true commission-free peer-to-peer sports betting exchange where you can match lines against other users (or set your own terms) instead of betting against a corporate sportsbook.
• Thrillzz or Fliff : Social sportsbooks with built-in "squad" or friend-competition features where you can climb leaderboards and compare picks against your peers, though they function more as shared prediction markets than direct two-person wagers.

Are you looking to track casual custom wagers (like a bet on who will do the dishes), or do you want to place real-money sports bets against each other on live games?

Depending on whether you want a casual, risk-free way to track friendly wagers, a social sportsbook with leaderboards, or a true peer-to-peer betting exchange, a few apps stand out for this exact purpose:

• WagerLab is arguably the most popular casual app designed explicitly for friendly, custom bets. It lets you track spreads, over/unders, prop bets, or simple head-to-head winners against your friends. It doesn't handle actual cash payouts—instead, it acts as an impartial bookkeeper to manage your "tab" and settle bragging rights without the legal restrictions of a real-money sportsbook.
• Kutt is a social, peer-to-peer betting app that lets you challenge friends (or the broader community) on sports, politics, pop culture, and custom events with verifiable outcomes. It functions like a streamlined betting exchange with built-in chat and leaderboards.
• ReBet is a social sportsbook app geared heavily toward peer-to-peer engagement. It features a social media-style news feed where you can view, comment on, and "rebet" your friends' picks, blending a standard sports pick 'em layout with a community feel.
• Thrillzz is a social sportsbook focused on building prediction parlays and creating private "squads" with your friends to climb leaderboards together for entertainment and bragging rights.
• DraftKings Sportsbook (and similar major commercial books like FanDuel ) features built-in Betting Groups and Pools if you all prefer using a regulated commercial platform. You can create private contests, track each other's tickets, and compete directly within the app.

To help me narrow down the best option, let me know:

• Are you looking to bet real money or just play for fun and bragging rights?
• Are you mostly looking to wager on sports , or custom/personal events?

If you mean an app where you and your friends can make bets against each other, rather than betting against a sportsbook, there are a few good options:

• wagerlab.app — probably the best fit for sports. You can challenge friends, use spreads/props/over-unders, and track who is up or down. It uses virtual units, not real money.
• apps.apple.com — lets you create custom bets with friends, including non-sports stuff, using virtual credits. It has private clubs and friend-to-friend challenges.
• Oddience — invite-only friend circles where you make wagers using points and keep a private leaderboard. Available on iPhone and Android.
• WILLWE — aimed specifically at private friend groups and lets you bet on basically anything, including custom stakes/dare-style bets. It's currently waitlist-based.

If you want actual cash to change hands, that's a different category. If you tell me whether you want sports bets, bets on anything, or real-money bets, I can find the best option available to you.

If you mean an app where you and your friends can make your own bets—sports, dares, predictions, “I bet $20 you won’t…”—there are several good options:

• WagerLab — probably the best fit for sports. You challenge friends using virtual “units,” track wins/losses, and settle up yourselves. It doesn't handle real-money transactions.
• Betcha — more casual/social: make bets about basically anything, share them in group chats, track rivalries, and keep a scoreboard.
• Oddience — private, invite-only friend circles with points rather than cash. Good if you want something specifically built around your friend group.
• Stamped — iOS app focused on formally recording friendly bets, tracking who owes whom, and settling with friends outside the app.
• SideAction Bet — iPhone app for custom wagers against friends using virtual credits.

If you specifically mean real-money peer-to-peer betting, that's a different category. Since you're in Arizona, I'd be careful: Arizona requires gambling participants to be 21+, and regulated gaming has specific requirements; the state recommends verifying that an operator is licensed.

My pick: For “me and my buddies want to bet on sports and keep track,” I'd start with WagerLab. For goofy everyday bets and trash talk, Betcha looks more purpose-built.

Depending on whether you want to track casual "bragging rights" wagers or use a peer-to-peer exchange, a few apps fit the bill:

• WagerLab : A popular choice for casual, risk-free social betting. It lets you track friendly bets against friends on sports, pop culture, or custom propositions without actual real-money gambling laws getting in the way—you manage the payouts yourselves. You can check it out on the WagerLab Website.
• Friendly Wagers : A straightforward app designed specifically for custom predictions, group leaderboards, and tracking who was right about sports or inside jokes. It's available via the Friendly Wagers App on Apple App Store.
• Thrillzz : A social sportsbook app where you can build parlays and create "Squads" with friends to compete on leaderboards. It operates on a sweepstakes/virtual currency model rather than direct peer-to-peer cash wagers.
• DraftKings (Betting Groups / Pools) : If you already use major commercial sportsbooks, DraftKings lets you set up private betting groups and pools to compete against friends within the app ecosystem.

To help narrow down the best fit, tell me:

• Do you want to play strictly for fun/bragging rights (tracking scores) or real money?
• Are you looking to bet on sports or custom life events/prop bets with your friends?

If you mean an app where you and your friends can make bets against each other, rather than betting against a sportsbook, there are several good options:

• WagerLab — probably the best fit. You can challenge friends on sports, props, TV events, etc., using virtual “units.” It doesn't handle real money.
• Long Bet — good for any kind of friendly wager, including long-term predictions. It records the agreed stakes and outcome, while payment happens outside the app.
• FinalCall — focused specifically on friend-to-friend wagers, with a judge system for settling disputes. It supports things like sports, golf, and everyday challenges.
• Poll – Bet With Friends — particularly nice if your group uses iMessage. Bets use virtual points rather than real money.

My pick: If you're mainly talking about sports, start with WagerLab. If you mean stuff like “I bet you $20 you won't finish that project by Friday”, Long Bet or FinalCall is a better match.

If you tell me iPhone or Android and whether you want real money or just tracking/points, I can narrow it down to the best 1–2 options.

Depending on whether you want to bet with real money, use virtual tokens, or just track who owes whom a beer, a few solid apps fill the peer-to-peer social betting space:

• WagerLab — The most popular app for casual sports and pop-culture prop bets . It features real Vegas odds across 40+ leagues , but it is entirely free and uses a virtual "units" system rather than handling real cash directly . You propose a bet to a friend, they accept it in-app , and it keeps a running tally of who is up or down so you can settle up offline.
• BroThrow — Designed specifically to eliminate group-chat clutter, messy spreadsheets, and forgotten paper notes when organizing friendly wagers . It acts as a dedicated manager for private groups where you and your buddies can set your own terms and keep track of your private action.
• Splash Sports — Great if your friend group likes structured commissioner-style games like Survivor, Pick'Em, or PGA pools . It supports real-money contests in an organized, sleek platform where you can easily battle your friends rather than playing against the house.
• Friendly Wagers — An iOS app tailored entirely around casual custom predictions, leaderboards, and private groups, letting you bet on sports or just everyday debates with friends.

To help narrow down the best fit, tell me:

• Do you want to wager real money or just play for fun/bragging rights?
• Are you looking to bet on sports , or custom life events/props?

Depending on whether you want to play for fun (using virtual units or custom stakes like buying coffee) or do actual peer-to-peer (P2P) cash wagering, a few distinct apps fit the bill:

• WagerLab is the top choice for casual, friendly sports and pop-culture wagers. It is 100% free, uses a virtual units/ledger system rather than handling real money, and lets you track wins/losses and manage tabs with friends across major sports and novelty props without any "house juice".
• BettorEdge acts as a peer-to-peer social sports betting marketplace where you can set up private or public head-to-head challenges and bet against real people rather than a traditional sportsbook.
• BroThrow is designed specifically to organize and manage friendly wagers and private groups among friends, letting you ditch the group chat notes and spreadsheets.
• Kutt is a social peer-to-peer exchange platform that lets you wager against friends (or the public) on sports, politics, and pop-culture outcomes with built-in social feeds and escrow features.

Are you looking to play strictly for bragging rights/virtual points , or do you need an app that handles real-money transactions and escrow?

If you mean friendly wagers with your friends, rather than betting against a sportsbook, there are a few good options:

• WagerLab — probably the best fit for sports. You can challenge friends on spreads, over/unders, props, pools, etc. It uses virtual “units” and does not process real-money bets.
• SideAction Bet — lets you create totally custom bets with friends, including your own odds/lines, and organize them into private clubs. It also uses virtual credits rather than cash.
• Friendly Bet — broader than sports: you can wager on games, personal challenges, or everyday events, with friends-only/private bets and an outcome-resolution system.
• FinalCall — designed specifically as a wager tracker between friends, with an optional neutral “judge” to resolve disputes. It doesn't handle money itself.

My pick: If you're mainly thinking “I'll bet my buddy $20 that the Blazers win”, I'd use WagerLab to track the wager and then settle privately. If you want bets like “$10 says Jake can't go 30 days without drinking soda”, SideAction or Friendly Bet is more flexible.

If you tell me iPhone or Android and whether you want real-money settlement or just keeping score, I can narrow it down to the best 1–2 apps.