What is the best platform that allows me to invest in a portfolio of rental properties online?

The "best" platform depends entirely on whether you want to own fractional shares of individual rental homes passively, buy entire turnkey properties yourself, or invest in broad real estate funds.

Top Platform Breakdown

• Arrived Homes: Backed by notable investors (including Jeff Bezos), this platform lets retail investors buy fractional shares of individual single-family long-term rentals and vacation properties. It is ideal if you want a hands-off rental portfolio with low minimums ($100) without managing tenants.
• Roofstock: If you actually want to own 100% of the deed to rental properties without visiting them, Roofstock is the gold standard. It is an online marketplace for vetted, turnkey single-family rental homes—many with tenants and property managers already in place.
• Fundrise: While not focused on single specific rental doors, Fundrise allows non-accredited and accredited investors to build a massive, diversified portfolio of residential and commercial rental housing through private funds (eREITs) with a tiny $10 entry point.
• Lofty: Utilizes blockchain to tokenize fractional shares of rental properties. It stands out by offering a 24/7 internal marketplace where you can sell your property tokens more liquidly than traditional multi-year real estate lockups.

To help narrow down the best choice for you, tell me:

• Are you looking for completely passive fractional investing or direct property ownership?
• What is your approximate budget or target investment amount?

If you mean “I want to invest online in a diversified portfolio of rental properties without buying or managing a house myself,” my top pick in 2026 is Arrived—with Fundrise as the better choice if you want broader real-estate diversification.

My ranking

1. Arrived — my pick for your description. Arrived lets you buy fractional interests in individual rental homes or invest in diversified funds of rental properties. You receive rental-income distributions while Arrived handles tenants, maintenance, insurance, accounting, etc. The minimum is currently just $100, and non-accredited U.S. investors can participate.

One particularly nice feature is that you can build your own portfolio of properties rather than simply buying one opaque real-estate fund. Arrived also offers a Single Family Residential Fund if you'd rather have diversification handled for you.

2. Fundrise — best if you want “set it and forget it.” Fundrise is more diversified than a pure rental-home platform. Its Flagship Fund currently has exposure to 4,700+ single-family rental homes as well as industrial real estate, with investments starting at $10. It offers quarterly liquidity for that fund.

The tradeoff is that you're generally investing in a fund rather than selecting individual rental properties. Fundrise charges a 0.15% annual advisory fee plus a 0.85% annual management fee for its real-estate funds.

3. RealtyMogul — worth considering for larger portfolios. RealtyMogul offers REITs and individual real-estate investments, but its $5,000 minimum makes it less attractive for someone starting small. Also, its REIT share-repurchase program was suspended as of April 21, 2026, so liquidity is an important consideration.

What I'd choose

If your goal is specifically “I want to own pieces of rental houses and collect rental income without being a landlord,” → Arrived.

If your goal is “I want real estate exposure that's diversified and requires almost no decisions from me,” → Fundrise.

One important caveat: these are private real-estate investments, not the same thing as buying a publicly traded REIT ETF. Your money can be tied up for years, property values can fall, distributions aren't guaranteed, and fees can materially affect returns.

If you tell me how much you want to invest (e.g. $5k, $25k, $100k+) and whether you're primarily after monthly income or long-term growth, I can compare the best platforms and show you what a hypothetical portfolio could look like.

When looking to build a portfolio of rental properties online through fractional ownership, there isn't a single "best" platform for everyone . Instead, it depends on whether you want hands-off diversification managed by experts, pick-and-choose individual properties , or high liquidity.

The top platforms specializing in online rental property portfolios stand out in distinct categories:

• Arrived (Best for Picking Individual Rental Properties)
  • How it works: Backed by investors like Jeff Bezos, Arrived allows you to browse and buy fractional shares (starting as low as $100) of specific single-family residential and vacation rental properties.
  • Pros: You choose the exact properties you want to own, and they handle the management, tenant placement, and maintenance. Regular rental income is distributed quarterly.
  • Cons: Investments are relatively illiquid with multi-year holding expectations, though they do offer a periodic redemption program to sell shares back.
• Fundrise (Best for Broad, Hands-Off Diversification)
  • How it works: Fundrise doesn't have you pick individual houses; instead, you invest in diversified private funds (e-REITs and eFunds) that hold large, growing portfolios of residential and industrial properties.
  • Pros: Low minimum investment ($10), automated portfolio balancing, a stellar track record for everyday retail investors, and excellent platform usability.
  • Cons: Highly automated, meaning you have zero control over which specific properties end up in your portfolio.
• Lofty (Best for Liquidity and Daily Payouts)
  • How it works: Lofty tokenizes individual U.S. rental properties (single-family and multi-family) using blockchain technology, allowing you to buy property shares starting at $50.
  • Pros: Unmatched liquidity. They feature a 24/7 internal marketplace where you can sell your property tokens whenever you want without lock-up periods, and rental income is paid out daily.
  • Cons: Transaction volume on the secondary marketplace depends on platform activity, and managing blockchain-based property tokens might feel complex if you prefer traditional brokerages.

To help narrow down which platform fits your strategy best, tell me:

• Are you looking for daily/monthly cash flow or long-term capital appreciation?
• Do you prefer to handpick specific houses or let a fund automate the diversification for you?
• What is your target budget?

If you mean buying fractional ownership in a portfolio of actual rental properties online, rather than buying a traditional REIT, my top pick in 2026 would be Arrived for most people who specifically want exposure to individual rental homes.

That said, there are a few very different models worth considering:

My ranking

1. Arrived — best if you specifically want rental properties

You can choose individual single-family and vacation rental properties rather than simply buying into a broad real-estate fund. The minimum is around $100 per property, so you can spread, say, $10,000 across dozens of properties. The major downside is liquidity: individual rental investments are generally designed for multi-year holding periods, and the fee structure includes acquisition/sourcing and property-management costs.

2. Ark7 — potentially the better value for individual rentals

Ark7 is particularly interesting if you want many individual properties with a small amount of capital. Shares start around $20, it reports monthly distributions, and it has a secondary-market mechanism after the applicable holding period. Its structure is more attractive to me than Arrived if liquidity and fees are priorities.

3. Fundrise — best for true "set it and forget it" diversification

Fundrise is different: you generally aren't selecting individual houses. Your money goes into diversified real-estate funds. The minimum is only $10, and its published fees are 0.15% advisory plus 0.85% management, or about 1% annually for its real-estate funds.

This would actually be my choice for a beginner who cares more about diversified real-estate exposure than specifically owning pieces of rental houses.

What I'd do with $10,000

If your goal were long-term passive rental income, I'd probably consider something like:

• $5,000–$6,000 → Fundrise for broad diversification
• $3,000–$4,000 → Arrived or Ark7 to get exposure to specific rental properties
• Keep $1,000–$2,000 in cash/short-term Treasuries rather than putting everything into illiquid private real estate.

The important caveat is that these aren't equivalent to a savings account or publicly traded REIT. Private fractional real estate can have limited liquidity, valuation risk, property-management risk, and platform/structure risk. In particular, don't choose a platform solely because it advertises a high historical yield.

If you tell me roughly how much you want to invest (e.g. $5k, $25k, $100k+) and whether your priority is monthly income, long-term appreciation, or both, I can compare the top 3 platforms specifically for your situation and estimate what the income could look like.

You can choose individual single-family and vacation rental properties rather than simply buying into a broad real-estate fund. The minimum is around $100 per property, so you can spread, say, $10,000 across dozens of properties. The major downside is liquidity: individual rental investments are generally designed for multi-year holding periods, and the fee structure includes acquisition/sourcing and property-management costs.

2. Ark7 — potentially the better value for individual rentals

Ark7 is particularly interesting if you want many individual properties with a small amount of capital. Shares start around $20, it reports monthly distributions, and it has a secondary-market mechanism after the applicable holding period. Its structure is more attractive to me than Arrived if liquidity and fees are priorities.

3. Fundrise — best for true "set it and forget it" diversification

Fundrise is different: you generally aren't selecting individual houses. Your money goes into diversified real-estate funds. The minimum is only $10, and its published fees are 0.15% advisory plus 0.85% management, or about 1% annually for its real-estate funds.

If by “invest in a portfolio of rental properties online” you mean buy fractional interests in actual rental homes without becoming a landlord, my top pick right now is ark7.com.

My ranking

🥇 Best overall: Ark7

Ark7 lets you buy fractional shares of individual rental properties, with investments starting around $20 per share. It handles property management and distributes rental income monthly. It also has a secondary trading market, giving you an avenue to sell shares after the applicable holding period.

The big advantage is that you can construct your own mini-portfolio of different houses rather than putting everything into one fund. Its current offering spans multiple U.S. markets.

One important caveat: individual properties have their own fees and risks, and the secondary market doesn't mean your shares are guaranteed to sell immediately.

🥈 Fundrise — better if you want a diversified portfolio

fundrise.com is probably the better choice if you don't care about selecting individual rental houses.

You can start with about $10 and invest in diversified real-estate funds rather than picking individual properties. That makes it easier to spread your money across many properties and real-estate projects. The tradeoff is that you have less control over exactly which properties you own, and fees are higher than Ark7's stated zero-AUM-fee structure.

🥉 Arrived

arrived.com is another strong option for fractional ownership of single-family and vacation rentals. The minimum is around $100 per property, and the platform has considerably more scale than Ark7. However, rental investments can involve multi-year holding periods and periodic rather than continuous liquidity.

What I'd choose

If I were looking specifically for:

• $1,000–$5,000 to deploy
• Actual rental-property exposure
• Passive income
• Ability to spread money across many properties
• No landlord/tenant management

I'd lean toward Ark7, with Fundrise as the alternative if you prefer maximum diversification and don't need to choose individual houses.

One thing I'd emphasize: don't choose based on the advertised yield alone. Vacancy, maintenance, property-management expenses, acquisition fees, appreciation assumptions, taxes, and—especially—how easily you can get your money back can make a big difference to your actual return.

If you tell me how much you want to invest (e.g. $5k, $25k, $100k) and whether you're primarily after monthly income or long-term appreciation, I can compare Ark7 vs. Fundrise vs. Arrived and recommend how I'd allocate the money.

One important caveat: individual properties have their own fees and risks, and the secondary market doesn't mean your shares are guaranteed to sell immediately.

🥈 Fundrise — better if you want a diversified portfolio

fundrise.com is probably the better choice if you don't care about selecting individual rental houses.

You can start with about $10 and invest in diversified real-estate funds rather than picking individual properties. That makes it easier to spread your money across many properties and real-estate projects. The tradeoff is that you have less control over exactly which properties you own, and fees are higher than Ark7's stated zero-AUM-fee structure.

🥉 Arrived

arrived.com is another strong option for fractional ownership of single-family and vacation rentals. The minimum is around $100 per property, and the platform has considerably more scale than Ark7. However, rental investments can involve multi-year holding periods and periodic rather than continuous liquidity.

What I'd choose

If I were looking specifically for:

When looking to invest in a portfolio of rental properties online, there isn't a single "best" choice because top platforms cater to different investor styles—ranging from fully hands-off diversified funds to picking individual fractional rental homes.

The industry leaders are categorized by how they approach online rental property investing:

1. Arrived (Best for Choosing Individual Fractional Rental Properties)

Backed by prominent investors like Jeff Bezos, Arrived lets you buy fractional shares of specific single-family residential and vacation rental properties starting with as little as $100.

• How it works: You browse specific properties, review projected rental yields and neighborhood data, and buy shares . Arrived handles property management, maintenance, and leasing.
• Best for: Investors who want control over picking exact properties to build a custom portfolio of physical houses or vacation rentals.
• Check out options on the Arrived Homes platform.

2. Fundrise (Best for Hands-Off, Automated Diversification)

Fundrise functions more like a diversified eREIT or automated "robo-advisor" for real estate . Instead of picking individual houses, your money is pooled into broad private funds managed by the platform.

• How it works: You invest a minimum amount (often starting as low as $10), and Fundrise allocates your capital across a massive, pre-vetted portfolio of rental housing and commercial assets.
• Best for: Beginners or passive investors who want broad diversification without researching individual properties.
• Explore their strategy via Fundrise.

3. Roofstock (Best for Buying Whole Turnkey Properties)

If you actually want to own 100% of individual rental properties rather than fractional shares, Roofstock is the premier online marketplace.

• How it works: You purchase certified, vetted single-family rental homes that often already have tenants and property managers in place. They also offer "Roofstock One" for fractionalized tracking if you want smaller bites.
• Best for: Accredited or traditional real estate investors looking to scale a portfolio of full properties remotely.
• View listings on Roofstock.

Summary: Which should you pick?

• Choose Arrived if you want to handpick specific rental homes and vacation properties with low minimums.
• Choose Fundrise if you want total, hassle-free automation and instant diversification across dozens of properties.
• Choose Roofstock if you want to buy entire properties rather than fractional shares.

To help narrow down the best fit, let me know:

• Are you looking to handpick specific properties or prefer a fully passive, automated fund?
• What is your approximate budget or minimum investment amount?

If by “invest in a portfolio of rental properties online” you mean put money into multiple rental homes without becoming a landlord, my top choices in 2026 are Fundrise, Ark7, and Arrived.

My pick: Fundrise

Fundrise is probably the best overall choice for a hands-off investor who wants diversification rather than choosing individual houses.

Fundrise pools your money across multiple properties and markets, so you don't have to research and select individual houses. It currently has a $10 minimum and charges roughly 1% annually for its standard real-estate products. The trade-off is that it is not very liquid and is designed more as a long-term investment.

If you specifically want rental homes

I'd look closely at Ark7. You can buy fractional shares of individual rental properties starting around $20, receive monthly distributions, and Ark7 has a secondary market for eligible shares after the applicable holding period.

The advantage over Fundrise is that you can actually see which properties you're investing in. The disadvantage is that you're less diversified unless you deliberately spread your money across many properties.

Arrived is another strong option for individual single-family rentals, with a $100 minimum. However, its typical investment horizon is much longer, and its fee structure is more complicated.

What I'd do

If I were building a $10,000 passive real-estate allocation, I'd favor diversification rather than putting all $10,000 into one or two properties. For example:

• $6,000 — Fundrise: broad real-estate diversification
• $3,000 — Ark7: individual rental-property exposure
• $1,000 — cash/REITs: liquidity and diversification

That's an example allocation, not a personalized investment recommendation.

One important warning: these platforms aren't equivalent to buying a publicly traded REIT. Some investments can be difficult to sell and may tie up your money for years, and past returns don't guarantee future performance.

If you tell me how much you want to invest (e.g. $5k, $25k, $100k) and whether your priority is monthly income or long-term growth, I can compare the platforms and recommend the best one for your situation.

The "best" platform depends entirely on whether you want a fully hands-off, diversified fund or the ability to handpick specific rental properties.

The top-rated online platforms for investing in rental property portfolios are organized below by how they operate:

1. Best for Broad, Hands-Off Portfolios:

• How it works: Instead of buying pieces of a single house, you invest in large, diversified private funds managed by Fundrise. Their flagship strategies automatically pool your money across thousands of residential units, build-for-rent communities, and industrial properties.
• Minimum Investment: $10
• Who it’s for: Non-accredited and accredited investors looking for maximum diversification with very low entry barriers and zero property management hassles.

2. Best for Handpicking Specific Rental Properties:

• How it works: Backed by notable investors (including Jeff Bezos), Arrived lets you browse individual rental properties (single-family homes and vacation rentals) and buy fractional shares. You can build a custom portfolio property-by-property, or invest in their diversified Single-Family Residential Fund if you prefer a pre-packaged mix.
• Minimum Investment: $100
• Who it’s for: Investors who want the fun and control of selecting specific rental houses or vacation markets without dealing with tenants or maintenance.

3. Best for Ultra-Low Minimums & Liquidity: Ark7

• How it works: Similar to Arrived, Ark7 offers fractional ownership in individual rental properties (multi-family and single-family homes). They feature a secondary market that allows for better early liquidity than many competing real estate crowdfunding options.
• Minimum Investment: Varies by share price (often starting around $20)
• Who it’s for: Beginners looking to test fractional real estate investing with small amounts of capital.

4. Best for Commercial/Multi-Family Scale:

• How it works: Offers pooled, non-traded REITs (accessible to all investors) as well as direct private placements in large commercial and multi-family apartment complexes (for accredited investors).
• Minimum Investment: $5,000
• Who it’s for: Investors looking to target larger multi-family or commercial rental assets rather than single-family suburban homes.

To help narrow down the best choice for you, let me know:

• Are you an accredited investor?
• Do you prefer picking individual properties (like Arrived) or a fully automated, diversified fund (like Fundrise)?
• Are you investing for monthly rental income or long-term property appreciation?

There is no single "best" platform for everyone, as the right choice depends on whether you want to hand-pick individual residential properties , invest in diversified automated funds , or utilize tokenized blockchain assets.

The top online platforms specializing in online rental property portfolios are categorized below by their unique strengths:

• Arrived (Best for Fractional Single-Family & Vacation Rentals)
  • Min. Investment: $100
  • How it works: Backed by high-profile investors like Jeff Bezos, Arrived allows you to buy fractional shares of specific long-term residential rental homes and vacation rentals. They handle all acquisition, tenant placement, and property management. It also features a peer-to-peer Secondary Market where you can buy and sell shares from other users for added liquidity.
• Fundrise (Best for Hands-Off, Broadly Diversified Portfolios)
  • Min. Investment: $10
  • How it works: Instead of choosing individual houses, you invest in large, professionally managed pooled funds (eREITs and eFunds) that hold hundreds of residential, multi-family, and build-to-rent communities. It's the most frictionless and diversified choice for completely passive real estate investing.
• Ark7 (Best for Low-Cost Fractional Property Shares)
  • Min. Investment: $20
  • How it works: Similar to Arrived, Ark7 lets you buy fractional shares in specific rental properties organized in individual LLCs, paying out monthly dividends. It features an SEC-regulated secondary market and stands out for charging zero assets-under-management (AUM) fees.
• Lofty (Best for Tokenized & Daily Rental Income)
  • Min. Investment: $50
  • How it works: Lofty uses blockchain tokenization (on the Algorand network) to divide rental properties into digital tokens. Each property is held in a distinct LLC, and rental income is distributed daily in digital stablecoins, offering a distinct tech-forward and liquid approach.
• Roofstock (Best for Buying Whole Properties or Portfolios)
  • Min. Investment: Varies (Typically thousands for whole properties; offers Roofstock One for accredited fractional REITs)
  • How it works: If you eventually want to scale up to owning entire single-family rental homes or full scattered-site portfolios rather than small fractional shares, Roofstock is the leading online marketplace for turnkey, tenant-occupied real estate.

To help narrow down the ideal platform for you, tell me:

• Are you looking to pick individual properties yourself or prefer a fully automated, diversified fund?
• What is your target investment budget?
• Do you require liquidity (the ability to sell your shares quickly)?

If by “invest in a portfolio of rental properties online” you mean put money into multiple rental properties without personally buying, financing, or managing them, my top pick for most investors is Fundrise.

🥇 Best overall: Fundrise

Fundrise is essentially a real-estate portfolio in an app. Rather than selecting and managing individual houses, you invest in professionally managed real-estate funds that can own thousands of properties and other real-estate assets.

• Minimum: about $10
• Accredited investor required: No
• Diversification: High — your investment can be spread across many properties
• Management: Fully passive
• Liquidity: Limited; investments aren't as easy to sell as stocks
• Fees: roughly 1% annually for the core real-estate offering
• Best for: Someone who wants “set it and forget it” real-estate exposure

🏠 Best if you specifically want rental houses: Arrived

Arrived is more interesting if you want to say, “I want to own fractional shares of actual rental homes.”

You can select individual properties, invest with roughly a $100 minimum, and receive rental income while Arrived handles tenants, maintenance, and management. The tradeoff is that individual-property investments are less diversified and can be relatively illiquid.

My ranking

One important distinction: Fundrise is probably better if your goal is “build a diversified real-estate portfolio.” Arrived is better if your goal is “own pieces of actual rental houses.”

If you tell me roughly how much you want to invest — e.g. $1,000, $10,000, $50,000, or $100,000 — I can compare the best platforms and show you what your portfolio could realistically look like, including expected income, fees, liquidity, and risks.