What's a good, automated tool for cash flow forecasting that connects to our accounting software?

If you want an automated cash flow forecasting tool that connects directly to your accounting software, the best choice depends on your accounting platform, company size, and how much modeling you need. These are some strong options:

Quick recommendations

• You use QuickBooks Online: Start with Float, Cash Flow Frog, or Clockwork.
• You use Xero: Float, Fathom, and Cash Flow Frog are commonly considered.
• You want “connect it and get a forecast” with minimal finance work: Cash Flow Frog or Float are good fits.
• You need board/investor reporting plus forecasting: Look at Fathom or Jirav.

If you tell me:

1. your accounting software (QuickBooks, Xero, NetSuite, Sage, etc.),
2. company size/revenue range, and
3. whether you need 13-week cash forecasting vs annual budgeting/FP&A,

I can narrow it down to the best 2–3 options.

Several great automated tools plug directly into major accounting platforms (like QuickBooks Online or Xero) to pull in bills, invoices, and actual cash data dynamically.

Here are top options categorized by company size and complexity:

• Float (Best for SMBs and Visual Scenario Planning)
  • Integrates smoothly with QuickBooks and Xero . It specializes purely in visual, day-to-day or weekly cash flow forecasting. It translates unpaid invoices and bills into an intuitive rolling calendar, allowing you to run "what-if" scenarios (e.g., "What if I hire this person next month?").
• Agicap (Best for Mid-Market & Multi-Bank Consolidation)
  • Connects directly with Xero, QuickBooks, and Sage, plus hundreds of banks globally. It automates 13-week cash flow forecasts, aggregates live transaction data, and offers robust real-time liquidity reporting without forcing you to build complex manual formulas.
• PlanGuru (Best for Budgeting & Traditional Forecasting)
  • Offers direct integration with QuickBooks Online and Xero to pull in your chart of accounts. It is great if you want a hybrid of full financial statement forecasting (balance sheet, P&L) alongside structured cash flow projections.
• Datarails or Cube (Best for Excel-Lovers Scaling Up)
  • If your team loves working in Excel but hates the manual data-pumping part, these FP&A tools connect your accounting software and banks directly into your existing spreadsheets, automating rolling cash forecasts and variance reports.

To help narrow down the best fit, let me know:

• What accounting software are you currently using (e.g., QuickBooks, Xero, NetSuite)?
• Are you looking for short-term operational cash views (next 30–90 days) or strategic long-term planning?

Depending on the size of your business and how complex your financial modeling needs to be, a few standout automated tools integrate seamlessly with popular accounting platforms like QuickBooks and Xero:

• Cash Flow Frog : Great for small to mid-sized businesses. It connects seamlessly to Xero Integration on Cashflow Frog and QuickBooks, pulling live data to build automated rolling forecasts. It lets you run "what-if" scenarios (like hiring or delayed payments) and drill down into specific bills or invoices without manual data entry.
• Agicap : Excellent for mid-market companies needing real-time liquidity management. It automates cash-in and cash-out tracking, synchronizes with your accounting software and banks, and provides granular, multi-currency scenario planning.
• Datarails : Ideal if your team loves Excel but hates the manual labor. It acts as an FP&A layer that pulls data straight from your general ledger, bank accounts, and CRM into centralized dashboards and automated cash forecasts.
• HighRadius : Built for upper mid-market and enterprise treasury teams needing heavy AI-driven automation to eliminate manual forecasting and speed up cash cycles.

To help narrow down the best fit, tell me:

• What accounting software are you currently using (e.g., QuickBooks Online, Xero, NetSuite)?
• Roughly what is your company size or monthly transaction volume?

Yes. If your main goal is automated cash-flow forecasting directly from your accounting system, I’d put floatapp.com at the top of the shortlist.

My shortlist

• Float — best overall for straightforward cash forecasting. It connects directly to QuickBooks Online and Xero, automatically pulls invoices, bills, transactions and reconciled bank balances, and produces a rolling 13-week forecast plus monthly forecasts up to three years. It also supports what-if scenarios.
• Dryrun — best if you need more sophisticated scenarios. It connects to QuickBooks Online, Xero, Sage Intacct and Dynamics 365 Business Central, with daily/weekly/monthly forecasting, multi-entity capabilities and highly configurable rules.
• Jirav — best if you want full FP&A, not just cash flow. It connects to systems including QuickBooks, Xero and NetSuite and adds driver-based planning, budgeting, headcount planning and three-statement forecasting.
• Cash Flow Frog — worth considering for a smaller business. It focuses specifically on cash flow and connects with QuickBooks Online/Desktop, Xero, Sage Intacct, Zoho Books, FreshBooks and others.

My rule of thumb: If you're a small/midsize company and primarily want “tell me where our cash will be in 13 weeks without maintaining another spreadsheet,” choose Float. If you're building a more comprehensive CFO/FP&A model with hiring, revenue drivers, multiple entities, etc., look at Jirav or Dryrun.

If you tell me which accounting software you use (QuickBooks, Xero, NetSuite, Sage Intacct, etc.), approximate company size, and whether you need a 13-week forecast or a 12–36 month forecast, I can narrow it down to the best 2–3 options and compare pricing/features.

The "best" tool depends heavily on your company size, whether you prefer working inside spreadsheets , and whether you need short-term operational cash tracking or complex enterprise treasury modeling.

Top automated tools that plug directly into standard accounting systems (like QuickBooks, Xero, and Sage) are categorized below by their strengths:

• Float — Best for small-to-midsize businesses wanting quick, visual 13-week rolling forecasts. It connects securely (read-only) to Xero and QuickBooks Online, pulling in unpaid invoices, bills, and bank accounts to give you an intuitive day-by-day or week-by-week cash runway projection without heavy setup.
• Cash Flow Frog — Best for straightforward scenario modeling and multi-company views. It integrates with QuickBooks, Xero, and Sage, automatically mapping your data to project cash up to 3 years ahead. It shines at letting you run "what-if" simulations (like delayed customer payments or new hires).
• Cube — Best for finance teams that love Excel or Google Sheets. If you already have custom, sophisticated cash flow models built in spreadsheets but hate manually pulling actuals and data feeds every month, Cube automates the data pipeline from your accounting software directly into your existing spreadsheet architecture.
• Fathom — Best for three-way forecasting and financial reporting. Fathom connects smoothly to QuickBooks (Online and Desktop) and Xero, tying together your P&L, balance sheet, and cash flow statement while generating clean, board-ready visual analytics.
• Agicap — Best for multi-entity businesses and deep bank connectivity. If you manage cash across multiple subsidiaries, currencies, and disparate banking portals alongside your accounting system, Agicap provides centralized liquidity visibility and automated transaction categorization.

To narrow this down, let me know:

• What accounting software are you currently using?
• Do you prefer a visual web dashboard or do you want your forecasts inside Excel/Google Sheets?
• Are you looking for a near-term 13-week operational view or long-term strategic budgeting?

Yes. If your priority is “connect to the accounting system and keep the cash forecast updated automatically,” I’d start with Float.

My shortlist

Why Float is my default recommendation: it pulls invoices, bills and transactions from the accounting system automatically, updates the forecast, and provides daily/weekly/monthly views out as far as 36 months. It also supports what-if scenarios without changing your underlying books.

Dryrun is the one I'd look at if you have a finance team that wants more granular control over a rolling 13-week cash forecast, particularly with Sage Intacct or Dynamics 365. It supports rules-based forecasting and multi-entity scenarios.

Fathom or Jirav make more sense if cash forecasting is part of a broader FP&A/reporting workflow rather than the primary requirement. Xero's own app marketplace currently lists Fathom, Jirav, Float and Dryrun among its forecasting options.

One important caveat: the best choice depends heavily on your accounting platform. For example, Float's current direct integrations include QuickBooks Online, Xero and NetSuite, while some other systems require imports.

If you tell me which accounting software you use (QuickBooks, Xero, NetSuite, Sage Intacct, etc.), plus roughly company size/revenue and whether you need a 13-week forecast or 12–36 month planning, I can narrow this to the best 2–3 options and compare pricing, integrations, automation, and forecasting quality.

If you want automated cash-flow forecasting that pulls directly from your books, I’d shortlist these:

Best overall for straightforward cash forecasting: Float

Float is probably the first one I’d evaluate. It connects directly to QuickBooks Online and Xero, automatically pulls transactions, invoices, bills, and bank balances, and turns them into a rolling forecast. It supports a 13-week operational forecast plus monthly projections out to three years, along with scenario planning.

Best if: you mainly want “Where will our cash be 2 weeks / 3 months / 12 months from now?” without building a complicated FP&A model.

Best for more sophisticated finance teams: Dryrun

Dryrun is more flexible if you want automated forecasts but still want finance people to control the assumptions. It integrates with QuickBooks Online, Xero, Sage Intacct, and Microsoft Dynamics 365 Business Central, and supports daily/weekly/monthly forecasts, 13-week cash forecasting, scenarios, and rules-based dependencies.

Best if: you have a controller/CFO who wants to model things like payment timing, hiring, customer collections, vendor payments, or “what if?” scenarios.

Best if you want full FP&A: Jirav

Jirav goes beyond cash flow into budgeting, three-statement forecasting, headcount planning, and operational drivers. It connects to QuickBooks, Xero, NetSuite, and Sage Intacct, among others.

Best if: cash forecasting is just one piece of a broader budgeting/FP&A process.

My quick recommendation:

• Small/midsize company + want simplicity → Float
• CFO/controller + need detailed cash scenarios → Dryrun
• Need budgeting + headcount + three-statement forecasting → Jirav

If you tell me which accounting software you use (QuickBooks, Xero, NetSuite, Sage Intacct, etc.), your approximate revenue/company size, and whether you need a 13-week cash forecast or 12–36 month planning, I can narrow it down to the best 2–3 options.

The best automated cash flow forecasting tool depends heavily on your company size, complexity, and whether you prefer visual dashboards or spreadsheet-native modeling.

Top options that sync seamlessly with major accounting software (like QuickBooks, Xero, and Sage) include:

• Float — Best for visual, short-term rolling forecasts (like a 13-week view). It offers a clean, intuitive timeline that automatically syncs with your invoices, bills, and bank accounts, letting you drag and drop items to run quick "what-if" scenarios.
• Cash Flow Frog — Best for lean SMBs looking for fast setup and up to 36 months of forecasting. It automatically pulls in data from your accounting suite, tracks cash by project or vendor, and allows straightforward scenario planning.
• Fathom — Best for comprehensive three-way forecasting (P&L, balance sheet, and cash flow) bundled with board-ready reporting and trend analysis.
• Centime — Best for an all-in-one approach that embeds cash forecasting directly alongside native AP/AR automation within platforms like QuickBooks and NetSuite.
• Cube — Best if your finance team loves working in Excel or Google Sheets but wants to eliminate the manual data-gathering phase by automating actuals feeds from your accounting system.

If you can share which accounting software you use (e.g., QuickBooks Online, Xero, NetSuite) and your preferred forecasting method (visual app vs. Excel/Google Sheets), I can give you a more targeted recommendation and pricing overview.

A good automated cash flow forecasting tool depends a lot on your accounting system (QuickBooks, Xero, NetSuite, Sage, etc.), company size, and whether you need a simple forecast or CFO-level planning. Here are some strong options:

A few quick recommendations:

• If you use QuickBooks Online: start with Float or Fathom. They’re usually the easiest upgrades from spreadsheets.
• If you use Xero: Cash Flow Frog is worth considering for a lightweight automated forecast; Xero also has built-in short-term cash flow projection features.
• If you have a finance team or investors: look at Jirav, Mosaic, or Fathom for deeper planning.
• If you mainly need “Will we have enough cash in 90 days?”: choose a cash-flow-first tool rather than a full FP&A platform.

Before choosing, check whether it can:

1. Pull open invoices and bills automatically
2. Learn actual payment timing (not just due dates)
3. Handle multiple bank accounts/entities
4. Run scenarios (“hire 3 people,” “delay collections,” “buy equipment”)
5. Update daily without spreadsheet exports

If you tell me which accounting software you use (QuickBooks, Xero, NetSuite, Sage, etc.), your company size, and whether you need a 13-week cash forecast or longer-term planning, I can narrow it down.

For an automated cash flow forecasting tool that connects directly to major accounting software (like QuickBooks or Xero), top options include Float for visual, rolling cash tracking, Cash Flow Frog for fast automatic metrics and scenario planning, and Fathom for combined management reporting and deep financial analysis.

Top Automated Cash Flow Forecasting Tools

• Float : Best for simple, highly visual rolling cash flow visibility. It syncs seamlessly with platforms like QuickBooks and Xero to pull in actual bills, invoices, and bank data automatically without maintaining fragile spreadsheets.
• Cash Flow Frog : Best for small-to-mid businesses needing quick, out-of-the-box forecasts, what-if scenario planning (like hiring or purchasing equipment), and direct integration with Xero, QuickBooks, FreshBooks, and Sage.
• Fathom : Best for comprehensive business analysis, KPIs, and consolidated management reports alongside three-way cash flow forecasting. It works well for growing companies and advisory accountants.
• Tesorio : Best for B2B and SaaS companies that need collection-centric, AR-native cash flow forecasting driven by live billing and payment behavior data.
• Cube : Best for mid-market FP&A teams that want powerful automated modeling and scenario analysis while keeping their familiar spreadsheet interface.

Could you tell me what accounting software you currently use (e.g., QuickBooks, Xero, Sage) and your company size or industry so I can recommend the most seamless integration for your team?