where can i get travel medical insurance?

If you're traveling outside the U.S., you can buy travel medical insurance directly from several reputable providers:

• sevencorners.com — specifically designed for international travelers and offers medical and evacuation coverage.
• imglobal.com — offers temporary medical coverage with plans ranging from $50,000 to several million dollars in medical coverage.
• allianztravelinsurance.com — offers both travel insurance and medical-focused plans, including emergency medical coverage.
• You can also compare multiple policies through InsureMyTrip or Squaremouth; the CDC specifically lists comparison sites like these as resources for finding travel health/medical-evacuation insurance.

What I'd look for

For international travel, I'd prioritize:

• Emergency medical coverage: ideally $100,000+; more for expensive destinations.
• Emergency medical evacuation: preferably $250,000–$500,000+.
• 24/7 assistance.
• Coverage for hospitalization, emergency room care, ambulance, and urgent care.
• Check carefully for pre-existing-condition exclusions and adventure-sport exclusions.

Also, don't assume your regular U.S. health insurance will cover you overseas. The State Department notes that the U.S. government does not pay medical bills abroad, and medical evacuation can potentially cost $20,000–$200,000.

If you tell me where you're going, your travel dates, your age, and whether you want medical-only or cancellation + medical coverage, I can help you narrow down the best options and compare them.

You can purchase travel medical insurance through insurance marketplace aggregator sites , directly from specialized travel insurance companies , or from major health insurance providers . Because standard domestic health insurance rarely covers medical care outside your home country, buying a dedicated travel medical policy ensures you are covered for emergency hospital stays, doctor visits, and medical evacuation.

The primary options for buying travel medical insurance include:

1. Comparison Marketplaces (Best for Comparing Quotes)

These platforms allow you to input your destination, age, and trip length to compare prices and policy limits across dozens of different insurers.

• Squaremouth : Excellent for sorting policies specifically by high emergency medical limits and 24/7 support availability.
• InsureMyTrip : Provides tailored recommendations and lists reputable standalone options like WorldTrips Atlas International.
• VisitorsCoverage : A trusted platform if you are looking for specific international requirements, such as Schengen Visa compliant coverage.

2. Specialized Travel Insurance Providers

You can buy policies directly from established brands that focus entirely on travel protections, medical emergencies, and global logistics:

• Travelex Insurance Services : Offers medical-focused plans that omit trip cancellation features to drastically lower the premium cost.
• Seven Corners : Features highly customizable medical plans built for vacationers, international students, and expat groups.
• International Medical Group (IMG) : Popular for their Patriot Travel Medical series, providing high-limit emergency evacuation coverage up to $1 million.
• Generali Global Assistance : Provides seamless, 24/7 on-call global support and coordination with local medical staff.

3. Major Health Insurers (Global Divisions)

If you prefer sticking with a household healthcare brand, major domestic insurers offer standalone international travel products:

• GeoBlue / Blue Cross Blue Shield Global Solutions : Offers single-trip plans with robust medical benefits and flexible deductibles, often excluding pre-existing condition restrictions.
• UnitedHealthcare Global SafeTrip : Delivers reliable travel medical infrastructure paired with an in-house Emergency Response Center to manage international provider networks.

Key Metrics to Compare Before Buying

To get the most accurate rates, visit a marketplace like NerdWallet's partner Squaremouth to generate customized quotes based on your home state and exact travel dates.

If you would like to narrow down these choices, tell me:

• What country are you visiting?
• How long is your trip?
• Do you plan on participating in adventure sports or extreme activities?

I can point you toward the exact plan that fits those requirements.

You can buy travel medical insurance from either a comparison marketplace (to compare multiple insurers) or directly from an insurance company.

Here are some of the best options:

• Comparison sites

• Squaremouth – Compares dozens of policies from multiple insurers and lets you filter by medical coverage, evacuation coverage, and price. It's a good starting point if you want to compare options side by side.

• TravelInsurance.com – Another comparison site with quotes from multiple providers.

• Well-known insurers

• Allianz Travel

• Seven Corners

• GeoBlue (popular for international medical coverage)

• IMG

• WorldTrips

• Tin Leg

• Travel Guard (AIG)

• HTH Worldwide

What to look for

If you're traveling outside the U.S., consider a policy that includes:

• At least $100,000 in emergency medical coverage (more if you're visiting countries with expensive healthcare).
• Medical evacuation coverage of $250,000–$500,000+.
• Coverage for pre-existing conditions if applicable.
• 24/7 emergency assistance.
• Coverage for your planned activities (e.g., skiing, scuba diving, hiking).

Before you buy

Check whether you already have some protection through:

• Your health insurance (many U.S. plans have limited or no coverage abroad).
• A travel rewards credit card (may include trip cancellation or delay benefits, but often limited medical coverage).

If you tell me:

• Where you're traveling
• Your age (or age range)
• Trip dates
• Whether you want medical-only coverage or full trip insurance

I can recommend the most appropriate policy for your trip.

You can buy travel medical insurance through online comparison marketplaces, direct from specialized insurance providers, or via comprehensive travel insurance companies.

Here are the best places to look, broken down by how you like to shop:

1. Comparison Marketplaces (Best for Comparing Prices & Plans)

• Squaremouth – Lets you compare policies, medical limits, and emergency evacuation coverage side-by-side from multiple providers.
• American Visitor Insurance – Great for browsing top international and U.S. visitor medical plans.
• Insuranks – Another solid aggregator to view different travel and medical quotes quickly.

2. Specialized Direct Providers (Best for Standalone Medical & Expatriate/Nomad Coverage)

• IMG (International Medical Group) – Well-known for customizable international medical plans (like their Patriot series) for vacations, business, or studying abroad.
• WorldTrips – Famous for their flexible and budget-friendly Atlas travel medical plans.
• Seven Corners – Offers robust medical coverage paired with strong emergency evacuation benefits.
• Trawick International – Frequently recommended for affordable, customizable international medical coverage.

3. Comprehensive Insurers (Best if you want Trip Cancellation + Heavy Medical)

• Travelex Insurance Services – Rated as a top medical travel insurance provider with strong pre-existing condition waivers and high medical expense limits.
• Allianz Global Assistance – One of the most recognizable names in travel protection, offering plans with substantial emergency medical benefits.
• Axa Assistance USA – Offers reliable comprehensive plans that blend trip interruption/cancellation with medical care.

To help me recommend the exact right provider for you, tell me:

• Are you traveling internationally or domestically?
• Do you need just medical coverage , or do you also want trip cancellation / interruption protection?
• Do you have any pre-existing medical conditions?

Yes. If you’re traveling outside the U.S., you can buy travel medical insurance directly online or through a local insurance/travel agency.

A few good places to start:

• IMG Travel Medical Insurance — offers plans specifically for international travelers, including medical treatment and emergency evacuation.
• Seven Corners Travel Medical — lets U.S. residents get quotes for international travel medical coverage.
• Blue Cross Blue Shield Global Solutions (formerly GeoBlue) — focuses on international medical coverage, provider networks, and emergency assistance.
• InsureMyTrip — a comparison marketplace where you can compare policies from multiple insurers.
• Squaremouth Travel Insurance — another comparison marketplace with multiple travel-insurance providers.

If you'd rather talk to someone locally, Abbate Insurance Associates, Inc. in New Haven offers travel insurance, and AAA Hamden offers travel insurance through Allianz.

One important distinction: travel medical insurance is different from comprehensive travel insurance. If your main concern is medical bills abroad, look for substantial emergency medical coverage plus medical evacuation/repatriation. IMG, for example, offers medical maximums ranging from $50,000 to several million dollars depending on the plan.

If you tell me where you're traveling, the dates, your age, and whether you want just medical coverage or also cancellation/baggage coverage, I can narrow it down to 2–3 good options and compare them.

You can buy travel medical insurance directly from specialized insurance providers, through comparison marketplaces, or via credit card and travel booking add-ons.

1. Comparison Marketplaces (Best for Shopping Around)

If you want to compare prices, medical limits, and emergency evacuation coverage side-by-side, use a dedicated comparison site:

• InsureMyTrip — Allows you to filter specifically for travel medical-only plans or comprehensive packages.
• Squaremouth — Great for filtering plans by medical maximums, primary vs. secondary coverage, and pre-existing condition waivers.

2. Direct Providers (Best for Specific Needs)

You can go straight to major insurers that specialize in international and travel health coverage:

• International Medical Group (IMG) — Popular for their Patriot Travel series, offering high limits and long-term options.
• WorldTrips — Known for flexible and budget-friendly Atlas travel medical plans.
• Seven Corners — Highly rated for customizable medical and evacuation benefits.
• Allianz Travel Insurance — Offers flexible single-trip and annual emergency medical plans.
• Blue Cross Blue Shield Global Solutions — Provides global network access and direct-billing capabilities in many countries.
• World Nomads — A common choice for active travelers who need coverage for adventure sports and gear.

3. Alternative Avenues

• Credit Cards: Check the benefits of your premium travel credit cards. Some credit cards include built-in secondary emergency medical or evacuation coverage if you charged the trip to the card (though coverage limits are often lower than standalone policies).
• Booking Platforms: Airlines, cruise lines, and tour operators often offer insurance at checkout, though these are typically bundled trip-cancellation packages rather than robust medical-only protection.

To help narrow down the best choice, let me know:

• Where are you traveling?
• Are you looking for a medical-only policy or a comprehensive plan (including trip cancellation)?
• Do you have any pre-existing medical conditions?

You can get travel medical insurance through comparison websites, specialized global insurance providers, or major insurance companies.

1. Comparison Marketplaces (Best for Comparing Options)

Instead of visiting individual sites, aggregate platforms allow you to plug in your destination and dates to compare side-by-side prices, medical limits, and deductibles:

• InsureMyTrip
• Squaremouth
• Insubuy (Great for visitors coming to the U.S.)

2. Specialized Travel Medical Providers

If you want medical-only or dedicated travel health/evacuation plans:

• IMG (International Medical Group) (Known for their Patriot Travel series)
• WorldTrips (Popular for Atlas Travel Medical plans)
• Seven Corners
• Trawick International
• World Nomads (Good for active and adventure travel)

3. Major Insurance & Comprehensive Providers

If you want comprehensive trip protection (cancellation, luggage, delays) bundled with medical coverage:

• Allianz Travel Insurance
• Travelex Insurance Services
• Blue Cross Blue Shield Global Solutions
• UnitedHealthcare Global (SafeTrip plans)

To help narrow down the best option, tell me:

• Are you traveling internationally or domestically?
• Do you need medical-only coverage , or a comprehensive plan that includes trip cancellation?

If you’re traveling outside the U.S., you can buy travel medical insurance directly online or through a local insurance broker. A few good places to start:

• GeoBlue Travel Insurance — specializes in international medical coverage, including single-trip plans, with options for emergency medical care and evacuation.
• IMG Travel Medical Insurance — offers medical-only plans such as Patriot, with different deductible and coverage-limit options.
• Seven Corners Travel Medical — offers international medical plans with customizable deductibles and medical maximums.
• Yonder Travel Insurance — a Minnesota-based travel insurance broker that can compare different policies, including travel-medical coverage.

If you'd rather talk to someone locally, Hometown MN Insurance Brokerage LLC in Blaine advertises international travel medical insurance, and Twin Cities Health Insurance Solutions, Inc. in Maple Grove offers travel-related medical coverage.

One important distinction: if you only care about medical expenses while abroad, look specifically for “travel medical insurance” rather than a comprehensive travel-insurance policy. If you also want reimbursement for canceled flights/hotels, lost baggage, etc., look at comprehensive travel insurance.

If you tell me where you're going, your travel dates, your age(s), and whether you want medical-only or trip cancellation too, I can compare some current options and help you pick one.

You can purchase travel medical insurance directly from specialized insurance providers, through comparison marketplaces, or via credit card and booking platform add-ons.

1. Comparison Marketplaces (Best for Shopping Around)

Using a comparison site allows you to plug in your trip details, age, and destination to view policy options, medical maximums, and prices side-by-side:

• Squaremouth : Great for filtering specifically for medical-only or comprehensive plans, with transparent user reviews.
• InsureMyTrip : Lets you compare top-tier providers across coverage limits, deductibles, and pre-existing condition rules.

2. Direct Insurance Providers

If you prefer buying straight from the carrier, several highly rated companies offer robust standalone travel medical or comprehensive packages:

• IMG (International Medical Group) : Widely recognized (and top-ranked by Forbes Advisor ) for international travel medical and long-term global coverage.
• Seven Corners : Highly flexible single-trip and annual travel medical plans with robust emergency evacuation limits.
• Allianz Travel Insurance : Excellent overall choice with a variety of straightforward emergency medical and multi-trip annual plans.
• WorldTrips : Popular for their Atlas Travel Medical insurance, which caters to everyday international travelers, students, and groups.
• BCBS Global Solutions : Offers trusted international health and medical coverage for travelers utilizing the Blue Cross network abroad.

Watch this quick guide to understand how to properly evaluate and buy a travel insurance policy that meets your medical limits:

To help me recommend the best specific provider or type of plan , let me know:

• Are you traveling internationally or domestically?
• What is the duration of your trip?
• Do you have any pre-existing medical conditions?

Yes. If you’re traveling outside the U.S., you can buy travel medical insurance directly online. The U.S. State Department recommends considering travel health insurance because U.S. government programs generally don’t pay your medical bills abroad.

Good places to start

• GeoBlue Travel Insurance — Strong option if your main concern is medical care abroad and access to a provider network.
• Seven Corners — Offers dedicated international medical plans and can be worth comparing on price.
• IMG Global — Another major provider of international/travel medical coverage.
• InsureMyTrip — Useful for comparing multiple travel-insurance policies side by side.
• Squaremouth — Another comparison site; CDC specifically lists comparison sites such as InsureMyTrip and Squaremouth as resources for finding policies.

What I'd look for

If you mainly want medical protection, rather than reimbursement for canceled flights/hotels, pay particular attention to:

• $250,000–$1 million+ emergency medical coverage
• Emergency medical evacuation
• Coverage in every country you're visiting
• Whether they pay hospitals directly rather than requiring you to pay everything upfront
• Pre-existing-condition rules
• 24/7 assistance
• Coverage for activities you'll actually do (cruises, skiing, scuba diving, etc.)

Medical evacuation is especially important: the State Department says an air ambulance back to the U.S. can cost roughly $20,000–$200,000, depending on circumstances.

If you tell me where you're going, your travel dates, your age, and whether you want medical-only or full travel insurance, I can compare the best options and approximate prices for you.