which banks let me open a company bank account?

Almost all major traditional national banks, regional banks, and digital-first financial platforms let you open a company (business) bank account. The best choice depends on whether you prefer physical branch access for cash deposits or an online-only platform with zero monthly fees.

Traditional Brick-and-Mortar Banks (Best for Cash & In-Person Support)

• Chase Bank – Excellent nationwide branch and ATM network, making Chase Business Complete Banking a top choice if you regularly handle physical cash.
• Bank of America – Great for established small businesses looking for integrated perks, relationship rewards, and extensive physical branch access.
• U.S. Bank – Offers solid entry-level options like U.S. Bank Business Essentials for lower-fee traditional banking.
• Capital One – Good balance of physical branches/cafes and straightforward digital tools with Capital One Business Basic Checking.

Online Business Banks & Fintechs (Best for Low Fees & Digital Tools)

• Bluevine – Famous for high-yield online business checking with $0 monthly fee tiers and interest-earning potential.
• Relay Financial – Excellent for multi-user access, virtual cards, and detailed expense-management software integration.
• Mercury – Tailored specifically for tech startups and online companies, offering robust features like free standard ACH/wire transfers and scalable treasury accounts.
• Novo – A popular choice for small business owners and freelancers wanting seamless integrations with invoicing, Stripe, and Shopify.
• Grasshopper Bank – A fully-chartered digital bank providing high-yield cash back and direct FDIC insurance without third-party partner middleman accounts.

What You Typically Need to Open an Account

Regardless of the bank you choose, you will generally need to provide:

To help narrow down the best fit, tell me:

• What is your business structure (LLC, corporation, sole proprietorship)?
• Do you need to deposit cash regularly, or is everything digital?
• Are you looking for zero monthly fees or in-person branch service?

Yes. If you mean a U.S. company/business bank account, many major banks will let you open one for an LLC, corporation, partnership, or sole proprietorship.

Common options

• chase.com — Supports LLCs, corporations, partnerships, and sole proprietorships. Chase allows many single-member LLCs to apply online; multi-member LLCs generally need to visit a branch.
• business.bankofamerica.com — Supports LLCs, corporations, partnerships, sole proprietors, and several other structures; online applications are available.
• wellsfargo.com — Offers business checking and savings accounts and serves businesses in all U.S. states.
• capitalone.com — Offers several business checking options and specifically lists LLC documentation requirements.

What you'll generally need

For an LLC, expect to provide:

• EIN (or sometimes SSN, depending on the business)
• Articles of Organization / Certificate of Formation
• Operating Agreement in some cases
• Government-issued personal ID
• Business address
• Information about the owners/managers
• DBA certificate if you're operating under a different business name

For example, Chase says it may request Articles of Organization/Certificate of Formation and ownership information, while Bank of America lists the EIN, personal identification, and formation documents among its requirements.

If you tell me your company type (LLC, corporation, sole proprietor), whether you have an EIN, and what state the company is registered in, I can narrow this down to the easiest banks to get approved with and compare their fees/minimum balances.

Almost all major traditional banks and modern financial platforms let you open a company bank account (business checking), provided you have your required formation documents (like your EIN, Articles of Organization/Incorporation, and a government ID).

The right choice depends on whether you prefer an in-person brick-and-mortar relationship or a fully digital, online-only experience.

1. Traditional Brick-and-Mortar Banks (Best for Cash Deposits & Branch Access)

• Chase Bank : Offers robust small business checking options with massive branch and ATM networks. You can start applications online, though they sometimes require branch visits depending on your entity type. Explore options via Chase Business Checking.
• Bank of America : Strong mobile tools and cash-handling features, ideal if you deal with physical currency and want a physical Bank of America Financial Center nearby.
• U.S. Bank : Highly regarded for small business relationship banking and SBA lending, with straightforward online application flows.
• Capital One : Offers flexible business checking and savings accounts that can often be opened entirely online without stepping foot into a Capital One Bank branch.
• PNC Bank : Frequently cited for user-friendly digital application processes alongside physical branch availability.

2. Fintech & Online-Only Business Platforms (Best for Speed & Software Integrations)

• Mercury : Tailored specifically for startups and tech companies, allowing you to open a U.S. bank account entirely online (even for non-residents) with no monthly fees. Learn more at Mercury Technologies.
• Relay Financial : Great for small businesses and e-commerce, offering multiple checking accounts and team cards with deep accounting software integrations.
• Bluevine : Known for high-yield business checking options and fast, fully digital approvals.
• Novo : Built specifically for freelancers, startups, and small business owners with seamless integrations like Stripe, Shopify, and QuickBooks.
• American Express Business Checking : Backed by the perks of Amex, offering digital-first business checking that earns membership rewards.

What You'll Need to Open the Account:

Regardless of the bank you choose, make sure you have the following ready:

• Employer Identification Number (EIN) from the IRS (or SSN if a single-member LLC/sole proprietorship).
• Company Formation Documents (Articles of Organization, Incorporation, or Certificate of Formation filed with your state).
• Business License (if applicable in your industry/location).
• Ownership/Operating Agreement showing who owns the company.
• Government-issued photo ID for all beneficial owners/signatories.

To help narrow down the best fit, tell me:

• Is your company an LLC, Corporation, Partnership, or Sole Proprietorship?
• Do you need to handle physical cash deposits , or is it 100% digital/online revenue?
• Are you based in the U.S. or an international founder?

Yes. If you mean a U.S. company/business bank account, you have quite a few options. The best choice depends on whether you want a physical branch, low fees, cash deposits, or an account you can open entirely online.

Good options

• chase.com — A strong all-around choice, especially if you want branches and eventually business credit cards/loans. Chase allows LLCs, corporations, partnerships, and sole proprietorships.
• business.bankofamerica.com — Good traditional-bank option. It supports LLCs, corporations, partnerships, sole proprietors, and several other business structures.
• usbank.com — Worth considering if you want a traditional bank with branches.
• capitalone.com — Another traditional option, particularly useful if you expect to handle cash.
• bluevine.com — Online-focused business checking with no monthly fee on its standard account; popular with small LLCs. NerdWallet currently ranks it highly among LLC accounts.
• mercury.com — Online business banking aimed particularly at startups and companies that don't need physical branches.
• relayfi.com — Online business banking that's particularly useful if you want to organize money into multiple accounts/categories.

What you'll generally need

For an LLC or corporation, expect to provide:

• EIN
• Articles of Organization / Certificate of Formation or Incorporation
• Business name and address
• Government-issued ID
• Information about the owners
• DBA certificate, if you're operating under a different name

For example, Chase specifically requires formation documentation and owner information, and Bank of America similarly asks for the EIN, personal identification, and business formation documents.

If you tell me what type of company you have (LLC, corporation, sole proprietorship), whether you already have an EIN, and whether you want online-only or a physical bank, I can narrow it down to the 2–3 best choices for you.

Virtually all major traditional banks and online financial platforms allow you to open a company or business bank account, provided you have your formal entity registration documents ready.

The best choice depends on whether you prefer physical branches for cash handling or a fast, 100% digital experience.

1. Traditional Brick-and-Mortar Banks (Best for Cash & In-Person Support)

• Chase Bank via Chase Business Complete Banking : Excellent for physical branch access , credit card acceptance , and regular cash deposits . Monthly fees can be waived by maintaining minimum daily balances or meeting purchase minimums.
• Bank of America Business Advantage : Ideal if you need robust physical branch networks and handle routine cash deposits.
• U.S. Bank Business Essentials : Known for offering rare, low- or no-fee basic business checking options with a full brick-and-mortar footprint.
• Wells Fargo Business Checking : Strong nationwide branch and ATM footprint with comprehensive credit and merchant services.

2. Digital-First Banks & Fintech Platforms (Best for No Fees & Fast Setup)

• Bluevine Business Checking : Offers high-yield interest on checking balances with no monthly maintenance fees on standard plans . Deposits are FDIC-insured via partner banks.
• Mercury Business Account : The go-to option for tech startups and venture-backed companies , offering robust multi-user controls, free domestic wires , and high FDIC insurance sweep limits.
• Relay Business Checking : Great for budgeting and allocating cash into multiple distinct sub-accounts or virtual cards without traditional monthly fees.
• Novo Business Banking : A favorite for e-commerce sellers and digital freelancers with zero monthly fees and smooth software integrations (Shopify, Stripe, QuickBooks).
• American Express Business Checking : Good choice if you already operate in the Amex ecosystem , offering 24/7 customer support and interest on balances.

What You Will Need to Open an Account:

No matter which provider you choose, corporate and LLC accounts require:

• Your Employer Identification Number (EIN).
• Company Formation Documents (e.g., Articles of Organization or Incorporation).
• An Operating Agreement or corporate resolution (if applicable).
• Government-issued photo IDs for the beneficial owners/signers.

If you tell me how you plan to handle cash/deposits (physical cash vs. online-only) and your business structure (LLC, corporation, sole proprietorship), I can help narrow down the best specific account for your workflow.

If you mean a U.S. company/business bank account, several major banks will let you open one for an LLC, corporation, partnership, or sole proprietorship.

Good options

• chase.com — Strong all-around option, especially if you want branches, business credit cards, payment processing, and potentially financing. Chase allows LLCs and corporations to apply, with some structures able to apply online.
• business.bankofamerica.com — Offers business checking for LLCs, corporations, partnerships, sole proprietors, and other structures.
• wellsfargo.com — Another major option with a large branch network.
• capitalone.com — Worth considering if you want business banking plus credit-card products.
• usbank.com — Offers business checking and other small-business services.
• pnc.com — Another traditional bank with business checking options.

What you'll generally need

For an LLC, expect to provide:

• EIN (or, in some cases, SSN/ITIN)
• Articles of Organization / Certificate of Formation
• Business legal name and address
• Government-issued personal ID
• Ownership information
• DBA certificate, if you're operating under a different name
• Sometimes an Operating Agreement or other documentation

For example, Chase specifically lists the EIN/tax ID, personal identification, and LLC formation documents among its requirements. Chase Chase Bank of America similarly requires business information, tax ID, personal identification, and formation documents depending on the business structure.

If you tell me what type of company you have (LLC, C-Corp, S-Corp, etc.), whether you're the only owner, and roughly how much money you'll keep in the account, I can narrow this down to the 3 best banks for you and compare their fees/minimums.

Virtually all major traditional banks and modern fintech business platforms let you open a company (business) bank account, provided you have your formal registration documents and an Employer Identification Number (EIN).

The right choice depends on whether you prefer traditional brick-and-mortar branches (best if you handle physical cash) or a digital-first platform (best for fast, online-only setup and no monthly fees).

1. Traditional Brick-and-Mortar Banks (Best for Cash Deposits & Full Service)

• Chase Bank (Chase Business Complete Banking ): The largest US traditional bank, great for physical branch access, built-in card acceptance, and cash deposits. Monthly fees can be waived by maintaining minimum daily balances or qualifying activity.
• Bank of America (Business Advantage Fundamentals ): Excellent for high transaction limits and regular cash handling, with extensive physical infrastructure.
• U.S. Bank (Business Essentials ): Offers a $0 monthly maintenance fee option on select small business checking packages, balancing traditional security with digital features.
• Wells Fargo & PNC Bank : Both offer robust commercial and small business checking solutions, though they may occasionally require a branch visit depending on your exact corporate structure.

2. Digital & Fintech Business Platforms (Best for Fast, Fee-Free Online Setup)

Note: These platforms partner with FDIC-insured member banks to protect your deposits, but operate entirely online without physical branch networks.

• Mercury : The go-to default for tech startups, remote founders, and incorporated companies looking for $0 monthly fees, fast digital approval, and no minimum balance. (Does not accept cash deposits).
• Relay Financial : Exceptional for budgeting and cash-flow management, allowing you to open multiple sub-accounts under a single company profile.
• Bluevine : Known for offering competitive high-yield options on business checking balances with no monthly fees on standard tiers.
• Novo : Tailored for freelancers, sole proprietors, and small LLCs wanting a completely streamlined, single-tier, fee-free digital account.
• American Express (Amex Business Checking ): A branchless digital account that integrates smoothly if you already use Amex business credit cards.

What You Will Need to Open the Account

Regardless of the bank you choose, make sure you have the following ready before applying:

• Employer Identification Number (EIN) from the IRS (or SSN if a single-member sole proprietorship).
• Formation Documents (e.g., Articles of Organization for an LLC, Articles of Incorporation for a corporation).
• Business License or Proof of Address (if applicable).
• Government-issued Photo ID for all authorized signers.
• Ownership Information / Operating Agreement outlining who owns and controls the company.

If you can tell me your company type (LLC, Corporation, Sole Proprietorship), whether you need to deposit physical cash , and if you are a US resident or international founder , I can recommend the exact best fit for your situation.

Yes. If you mean a U.S. business/company bank account, several major banks will let you open one, including:

• Chase Bank — Business checking for LLCs, corporations, partnerships, and sole proprietors. Single-member LLCs can generally apply online; other structures may need a branch visit.
• Bank of America Financial Center — Business checking for LLCs, corporations, partnerships, sole proprietors, and other structures. For LLCs, you'll generally need your business information, EIN/SSN, and formation documents.
• Wells Fargo Bank — Offers business banking for small businesses.
• PNC Bank — Offers business checking and small-business banking.
• TD Bank — Offers small-business banking and has a branch right in Camden.
• Truist — Offers business banking, including business accounts and cash-management services.
• Mid Penn Bank — Local/community bank with business checking and lending.

What you'll usually need

If you have an LLC, I'd expect you to need:

1. EIN from the IRS (some single-member LLC situations can use an SSN, depending on the bank).
2. Articles of Organization / Certificate of Formation.
3. Government-issued ID.
4. Business address.
5. Operating agreement or other documentation showing the owners/managers, depending on the bank.
6. DBA certificate if you're operating under a name different from the LLC's legal name.

If you're starting a brand-new company with little/no revenue, that generally doesn't prevent you from opening a business checking account—the bank will want to verify the business and owners.

Since you're in the Camden area, you have several convenient branches, including Chase, Bank of America, TD, PNC, Truist, and Wells Fargo.

If you tell me what type of company you have (LLC, corporation, sole proprietorship), whether you have an EIN, and whether you're looking for a bank with no/low monthly fees, I can narrow it down to the best 3 options for you.

Yes. If you mean a U.S. company/LLC, there are quite a few banks that let you open a business checking account.

Good options

For example, Chase explicitly allows LLCs to apply for business checking. A single-member LLC can generally apply online, while multi-member LLCs may need to open the account at a branch.

Bank of America also accepts U.S.-formed LLCs and asks for information such as the business's EIN/SSN, formation state, business address, and owner information.

What you'll usually need

For an LLC, have these ready:

• EIN (Employer Identification Number)
• Articles of Organization / Certificate of Formation
• LLC's legal name and business address
• Your government-issued ID
• Your SSN/ITIN
• Ownership information
• Operating Agreement — sometimes requested
• DBA/trade-name documentation, if applicable

If you tell me (1) whether your company is an LLC or corporation, (2) whether you're a U.S. citizen/resident, and (3) whether you need to deposit cash, I can narrow this down to the 3 best banks for you, including which ones are easiest to get approved by and which have the lowest fees.

Most major traditional banks, regional banks, and online financial platforms (fintechs) allow you to open a company bank account (business checking account) for LLCs, corporations, partnerships, and sole proprietorships.

The best choice depends on whether you need a physical branch for cash deposits or prefer a fast, fee-free digital experience.

Traditional Brick-and-Mortar Banks (Best for Cash & In-Person Support)

• Chase Business Complete Banking : Best overall traditional bank. Offers a massive branch and ATM network, built-in card acceptance (QuickAccept), and relationship banking. Monthly fees can be waived by meeting daily balance or spending criteria.
• Bank of America Business Advantage : Best for businesses that handle and deposit physical cash regularly. They have widespread physical locations, though you must maintain minimum balances or links to avoid monthly service fees.
• U.S. Bank Business Essentials : Offers a straightforward checking option with flexible transaction limits and low or easily waivable maintenance fees, excellent for national physical presence.
• Capital One : Great for local branch access, cash deposits, and straightforward basic business accounts.

Online & Fintech Business Accounts (Best for High Yield & Zero Fees)

• Bluevine Business Checking : Highly popular for online-first businesses. Offers high-yield interest on checking balances for qualifying accounts and no monthly maintenance fees, partnering with FDIC-insured banks.
• Mercury Business Account : Built specifically for tech startups, e-commerce, and VC-backed LLCs. Offers zero monthly fees, no minimums, and extended FDIC insurance through partner sweep networks, though cash deposits are not supported.
• Relay Business Banking : Excellent for budgeting and "Profit First" cash management. Lets you open multiple sub-accounts and issue numerous virtual debit cards with zero monthly account fees.
• Novo Business Banking : Tailored for freelancers, solopreneurs, and small-team LLCs wanting a simple, single-tier digital account with zero monthly fees and robust invoicing/accounting integrations.
• American Express Business Checking : A digital-only checking option with no monthly fees that lets you earn Membership Rewards points on debit card spend, ideal if you already use Amex business credit cards.

What You Typically Need to Open an Account:

• Employer Identification Number (EIN) from the IRS (or SSN if a single-member LLC/sole proprietor).
• Company Formation Documents (Articles of Organization, Certificate of Incorporation, or Partnership Agreement).
• Business License (if required by your state/city).
• Ownership Information / IDs for all significant owners or managing members.

If you can tell me:

• What type of business entity you have (LLC, corporation, sole proprietorship)
• Whether you need to deposit physical cash regularly
• If you prefer an online-only bank or a physical branch

I can recommend the exact bank that fits your workflow.