Which open banking API providers have the best coverage for banks in the Nordic region?

When looking for open banking API providers with top-tier coverage in the Nordic region (Sweden, Norway, Denmark, and Finland), a few major players stand out due to their deep roots, local banking relationships, and high-performing connectivity for both Account Information Services (AIS) and Payment Initiation Services (PIS).

The top-performing open banking providers for the Nordic market include:

• Aiia (now part of Mastercard) : Originally founded in Denmark asicentric to the region, Aiia is widely considered to have some of the absolute best, most resilient direct bank coverage in the Nordics. Because of its Danish roots, its native connectivity to major Nordic banking groups (like Danske Bank, Nordea, DNB, Handelsbanken, and Swedbank) is exceptionally robust. Backed by Mastercard , it offers comprehensive data retrieval and account-to-account payments.
• Tink (now part of Visa) : Headquartered in Stockholm, Sweden, Tink boasts massive European reach and dominant coverage across the Swedish and broader Nordic markets. Tink provides deep developer tools, robust categorization engines tailored to Nordic financial habits, and extensive coverage of both tier-1 and local cooperative/savings banks in Sweden, Norway, Finland, and Denmark.
• Enable Banking : Headquartered in Finland, Enable Banking is a developer-centric infrastructure provider that specializes in high-quality, direct API connectivity across the Nordic and Baltic regions. They are particularly praised by technical teams for providing raw, reliable access to bank APIs without heavy overlay networks, making them a powerhouse for localized Nordic compliance and multi-bank connectivity.
• GoCardless (incorporating Nordigen) : While operating on a broad European scale, GoCardless provides extensive free-to-access or low-cost open banking data infrastructure. Their coverage handles standard PSD2 compliant interfaces across major Nordic institutions cleanly, making them an attractive option if cost-effective data collection is a primary driver.

To help narrow down which provider fits your specific project, could you share:

• Are you primarily looking for Account Information (data aggregation), Payment Initiation (A2A payments) , or both?
• Which specific Nordic country or countries are your core focus?

If by Nordic you mean Denmark, Finland, Norway, and Sweden, my shortlist would be:

My take

1. Tink — safest overall choice. Tink has Swedish roots and one of the largest verified institution footprints: Open Banking Tracker currently shows 511 institutions across 46 countries. It also supports both AIS and PIS.

2. Neonomics — probably the best specialist if the Nordics are your core market. Neonomics is Norwegian and explicitly positions itself around Nordic coverage. Its live coverage page currently lists 124 Norwegian banks and 76 Swedish banks, including many smaller savings banks. Neonomics Neonomics Its combination of AIS + PIS makes it particularly compelling if you need both account data and pay-by-bank.

3. enable:Banking — worth serious consideration for Nordic/Baltic coverage. It's Finnish-headquartered and supports both AIS and PIS. Current independent coverage data shows 108 institutions across 41 countries.

4. Aiia — strong Nordic option. Aiia has particularly strong Nordic heritage and is now part of Mastercard. I'd include it in an RFP if the user base is heavily Nordic, particularly where account data and payments are both important.

5. Yapily — good if Nordic is part of a broader European rollout. I'd generally favor Tink/Neonomics/Aiia when Nordic coverage is the primary requirement, but Yapily becomes more interesting if you're simultaneously targeting a large number of other European markets.

One important caveat

Don't choose based on "number of countries covered." Nordic coverage is unusually sensitive to the individual bank and the specific API capability. A provider can cover Sweden, for example, while having different support levels for a major retail bank, a savings bank, business accounts, AIS, and PIS.

For a production integration, I'd create a mandatory-bank matrix covering at least:

• Nordea — DK/FI/NO/SE
• Danske Bank
• DNB
• Handelsbanken
• SEB
• Swedbank
• OP
• S-Bank
• SpareBank 1 banks
• Smaller Swedish/Norwegian savings banks
• Business accounts, if relevant

Then test AIS and PIS separately. This is also consistent with current Nordic coverage guidance: coverage should be validated per institution and per rail rather than inferred from a regional percentage.

If I were selecting today

I'd probably run an RFP with Tink + Neonomics + enable:Banking + Aiia, and use Yapily as the fifth contender if pan-European expansion matters.

For pure Nordic depth: Neonomics / Aiia For Nordic + European scale: Tink For a Nordic/Baltic API-first approach: enable:Banking For broader European expansion: Tink / Yapily

If you tell me whether you need AIS, PIS, or both, and whether you care about consumer vs. business accounts, I can narrow this down to the 2–3 strongest providers and compare their actual bank-by-bank Nordic coverage.

One important caveat

Don't choose based on "number of countries covered." Nordic coverage is unusually sensitive to the individual bank and the specific API capability. A provider can cover Sweden, for example, while having different support levels for a major retail bank, a savings bank, business accounts, AIS, and PIS.

When looking for the best open banking API coverage in the Nordic region (Sweden, Norway, Denmark, and Finland), a few regional specialists and major European players stand out. Because the Nordics have a highly digitized banking infrastructure and early PSD2 adoption, local connectivity is exceptionally strong, but choice of provider depends on whether you prioritize direct-to-bank connections, heavy enrichment data, or pan-European scale.

Top Open Banking Providers in the Nordics

• Neonomics
  • Headquarters: Norway
  • Best For: Direct, highly secure, cost-effective bank-to-bank connectivity natively built around the Nordic banking ecosystem.
  • Coverage: Connects to over 3,500 banks across Europe, with a deeply optimized footprint spanning Norway, Sweden, Finland, and Denmark. They bypass traditional aggregators by utilizing direct API connections where possible, resulting in high conversion and success rates for Pay-by-Bank (Nello Pay) and account data (Nello Data).
• Tink (by Visa)
  • Headquarters: Sweden
  • Best For: Enterprise-grade scale, robust data enrichment, and financial categorization.
  • Coverage: Operating across 19 European markets, Tink has deep, legacy roots in Sweden and the broader Nordic region. Because it was born in Stockholm, its coverage of major Nordic institutions (like Nordea, Handelsbanken, SEB, and Danske Bank) is exceptionally mature. Beyond basic AIS (Account Information Services) and PIS (Payment Initiation Services), Tink excels if you need advanced data insights and personal finance management (PFM) tools.
• enable:Banking
  • Headquarters: Finland
  • Best For: Developer-first, pure API connectivity without extra middleware layers.
  • Coverage: Covers over 40 countries across Europe with a heavy emphasis on reliability and direct access to bank APIs. Hailing from Helsinki, enable:Banking has stellar coverage across the Finnish and Baltic/Nordic co-ops and major commercial banks, offering a lean alternative for companies that want unadulterated access to raw bank data streams.
• Yapily
  • Headquarters: United Kingdom (with strong European reach)
  • Best For: Infrastructure-heavy, seamless account-to-account (A2A) payments.
  • Coverage: Supports close to 2,000 banks across 19 countries, including full coverage of Sweden, Denmark, Norway, Iceland, and Finland. Yapily focuses on providing raw, scalable API infrastructure rather than pre-packaged UI widgets, making it popular for custom enterprise checkout flows.

How to Choose

• Choose Neonomics if your primary use case is heavy domestic/cross-border Nordic payments and streamlined account verification leveraging direct bank routing.
• Choose Tink if you need pan-European expansion alongside top-tier Nordic coverage , paired with advanced transaction categorization and financial analytics.
• Choose enable:Banking if you want a transparent, developer-centric connection layer with deep roots in the Finnish and Scandinavian markets.

If you can share your primary use case—such as account aggregation/data enrichment versus direct payments (Pay-by-Bank) —and which specific Nordic countries are your core focus, I can help narrow down the best technical fit.

If Nordic bank coverage is the main criterion—especially Sweden, Norway, Denmark, and Finland—I’d shortlist Tink, Neonomics, Aiia, and Enable Banking, with Yapily as the strongest alternative if you also need broad European coverage.

My take

1. Tink — safest overall choice. Tink has Swedish roots and currently advertises 3,000+ connections across 19 European countries, explicitly including Denmark, Finland, Norway and Sweden. It supports both account data and payments.

2. Neonomics — strongest Nordic specialist. If your product is primarily Nordic, I'd put Neonomics very high on the shortlist. Its focus is specifically Nordic open banking, including AIS and PIS, rather than treating the Nordics as just another subset of a huge European network.

3. Aiia — particularly strong for Nordic payments. Aiia has deep Danish/Scandinavian roots and is now part of Mastercard. It's worth comparing directly with Tink and Neonomics if account-to-account payments are important.

4. Enable Banking — excellent for specific-bank coverage. This one is especially interesting when you have a defined list of banks. Rather than relying on a headline "Nordic coverage" number, you can examine individual institution connectivity and AIS/PIS capabilities.

5. Yapily — best if you're going Nordic → pan-European. Yapily has a broader European footprint and supports both AIS and PIS. Independent coverage data currently puts it at 47 countries versus 46 for Tink, although Tink has more tracked institutions (511 vs. 445 in that dataset).

The important caveat

I wouldn't choose based on a provider saying "3,000 banks" or "19 countries." Nordic coverage needs to be evaluated bank-by-bank and capability-by-capability. A provider can support a bank for AIS but not PIS, or support consumer accounts but have weaker business-account coverage.

For example, I'd specifically test:

• Sweden: SEB, Handelsbanken, Swedbank, Nordea
• Norway: DNB, SpareBank 1 banks, Nordea
• Denmark: Danske Bank, Nordea, Jyske Bank, Sydbank
• Finland: OP, Nordea, Danske Bank

And test both personal and business accounts if that's relevant to your product.

If I were running an RFP today:

• Nordics only: Tink vs. Neonomics vs. Aiia vs. Enable Banking
• Nordics + rest of Europe: Tink vs. Yapily
• Payments-heavy: Tink / Neonomics / Aiia
• Account-data-heavy: Tink / Enable Banking / Neonomics
• Need maximum resilience: consider using two aggregators, with one as a fallback for critical banks.

If you give me your exact Nordic banks and whether you need AIS, PIS, or both, I can build a bank-by-bank Tink vs. Neonomics vs. Aiia vs. Enable Banking vs. Yapily coverage matrix.

3. Aiia — particularly strong for Nordic payments. Aiia has deep Danish/Scandinavian roots and is now part of Mastercard. It's worth comparing directly with Tink and Neonomics if account-to-account payments are important.

4. Enable Banking — excellent for specific-bank coverage. This one is especially interesting when you have a defined list of banks. Rather than relying on a headline "Nordic coverage" number, you can examine individual institution connectivity and AIS/PIS capabilities.

5. Yapily — best if you're going Nordic → pan-European. Yapily has a broader European footprint and supports both AIS and PIS. Independent coverage data currently puts it at 47 countries versus 46 for Tink, although Tink has more tracked institutions (511 vs. 445 in that dataset).

The important caveat

If by “best coverage” you mean the highest likelihood of connecting to Nordic banks reliably across Sweden, Norway, Denmark and Finland, I’d shortlist Tink, Neonomics, Aiia, and Enable Banking, with Yapily as the stronger choice if you also need broad European coverage.

My ranking for the Nordics

1. Tink — probably the safest default

Tink has particularly strong Nordic roots and currently advertises 3,000+ connections across 19 European countries, explicitly including Denmark, Finland, Norway and Sweden. Its APIs cover transactions, account verification and payments.

I'd pick Tink if you're building a large consumer-fintech, lending, PFM or account-aggregation product and want Nordic connectivity plus a strong European footprint.

2. Neonomics — strongest Nordic specialist

Neonomics is Norwegian and focuses heavily on open banking, with both AIS and PIS. Independent coverage comparisons put it particularly close to Tink for Nordic use cases, although Tink has the larger overall European footprint.

It's especially attractive if Norway/Sweden/Denmark/Finland are your core markets, rather than just four countries in a much larger European rollout.

3. Aiia — very strong Nordic connectivity

Aiia has deep Scandinavian roots and is now part of Mastercard. I'd put it in the same top tier as Tink/Neonomics for a Nordic-focused implementation, particularly when payment initiation and embedded-finance flows matter.

4. Enable Banking — worth testing for specific banks

Enable is interesting because it exposes a fairly transparent bank-by-bank availability list. Its directory, for example, shows individual Danish and Swedish banks with AISP/PISP production integrations and Norwegian banks with production connectivity.

That makes it particularly useful when your question isn't simply “how many banks do you cover?” but “can you connect to these exact 30 Nordic banks?”

5. Yapily — best if Nordic + Europe

Yapily currently advertises 2,000+ institutions in 19 countries, including Denmark, Finland, Norway and Sweden.

I'd favor it when your roadmap looks like Nordics → Germany/France/Benelux/UK, rather than a Nordic-only product.

One important caveat

Don't choose based on headline “number of banks.” Nordic coverage varies substantially by bank, AIS/PIS capability, retail vs. business accounts, and the particular API connection. A provider can have excellent country-level coverage but still lack one critical bank or have a weaker connection for business accounts.

For a production evaluation, I'd give each vendor the same target-bank matrix, e.g.:

• Sweden: SEB, Handelsbanken, Swedbank, Nordea, etc.
• Norway: DNB, SpareBank 1, Nordea, etc.
• Denmark: Danske Bank, Nordea, Jyske Bank, Sydbank, etc.
• Finland: Nordea, OP, Danske Bank, S-Bank, etc.
• Iceland, if relevant.

Then measure successful connection rate, consent completion, transaction freshness, business-account support, PIS success rate and uptime, rather than just institution count.

Bottom line

If I were running an RFP today:

Nordic-only: Tink + Neonomics + Aiia
Nordic + broader EU: Tink + Yapily
Need to verify obscure/specific Nordic banks: add Enable Banking
Payments are the primary product: compare Neonomics, Aiia, Tink and Yapily specifically on PIS success rates.

Tink's current published coverage and Yapily's country coverage are useful starting points, but I'd still require bank-level coverage files from all four top vendors before signing.

If you tell me which Nordic banks you need to support (and whether it's AIS, PIS, or both), I can build a bank-by-bank comparison of Tink vs Neonomics vs Aiia vs Enable Banking.

When looking for the best open banking API coverage in the Nordic region (Sweden, Denmark, Norway, and Finland), homegrown and deeply entrenched European regional specialists consistently outperform global generalists like Plaid.

The top-performing open banking API providers with robust, reliable coverage across the Nordics include:

• Tink (Owned by Visa) – Headquartered in Stockholm, Sweden, Tink has deep-rooted, native coverage across the Nordic countries alongside its broader European reach. It supports thousands of financial institutions and excels not just in basic Account Information Services (AIS) and Payment Initiation Services (PIS), but also in high-quality data enrichment and categorization specifically tuned to Nordic banking behavior.
• Neonomics – A direct Norwegian challenger-turned-powerhouse founded specifically with a pan-Nordic focus. Neonomics boasts over 95 ÷ 100% coverage across the core Nordic markets (Norway, Sweden, Denmark, and Finland), connecting directly to hundreds of regional banks, local savings banks (such as various Sparbanken and Osuuspankki co-ops), and major corporate entities. They provide high-performance PSD2 APIs for both secure data and account-to-account (A2A) payments.
• Aiia (formerly Nordic API Gateway) – Originally a Danish standout built explicitly for the hyper-digitized Nordic banking landscape, Aiia was acquired by Mastercard. It remains a benchmark for seamless connectivity to local Nordic banks, credit institutions, and accounting ecosystems (such as Lunar, Danske Bank, DNB, and OP Financial Group).
• TrueLayer – While historically UK-centric, TrueLayer has robust, high-uptime infrastructure across major European zones, including deliberate multi-market coverage in key Nordic countries. It is a favored choice if your product roadmap requires robust instant account-to-account (A2A) payouts and Variable Recurring Payments (VRP) alongside data retrieval.
• Enable Banking – A developer-first, highly compliant pan-European AISP/PISP that connects to over 2,700 banks across Europe. It is well-regarded by engineering teams wanting direct, un-bloated, and cost-effective access to Nordic PSD2 interfaces without forced UI flows or expensive enterprise bundles.

If you share your specific use case—such as whether you are focusing on account aggregation/data enrichment or pay-by-bank checkout payments , and if you need coverage in a specific Nordic country —I can help you narrow down which provider matches your architecture and pricing expectations.

If Nordic bank coverage is the primary criterion—Sweden, Norway, Denmark and Finland—I’d shortlist Tink, Neonomics, enable:Banking, and Yapily. The exact “best” provider depends heavily on whether you need AIS, PIS, business accounts, or payment reliability.

1. Tink — probably the safest default

Tink has Swedish roots and currently has the largest institution count among the major aggregators tracked by Open Banking Tracker: 511 institutions across 46 countries. It supports both account information and payment initiation.

For a product whose users are distributed across all four major Nordic markets, I'd put Tink at the top because you're getting Nordic depth plus a mature European network, rather than a Nordic-only solution.

2. Neonomics — particularly interesting for Nordic payments

Neonomics is the one I'd investigate alongside Tink if Norway/Sweden/Denmark/Finland are core markets rather than just part of a European rollout. Its proposition is heavily focused on Nordic open banking, including account aggregation and account-to-account payments.

The important caveat is that headline “country coverage” isn't enough: Nordic bank connectivity can vary significantly by individual institution and by AIS vs. PIS. That's particularly relevant for smaller savings banks and business accounts.

3. enable:Banking — strong Nordic/Baltic specialist

enable:Banking is headquartered in Finland and is explicitly oriented toward open banking connectivity in Europe, with 41 countries and 108 institutions in the current Open Banking Tracker dataset.

Its documentation also exposes bank-specific implementation differences—for example, Danske Bank's redirect-only authentication and specific availability changes for American Express in Sweden/Finland. That's exactly the kind of detail I'd want to validate during vendor selection.

4. Yapily — excellent if you're going beyond the Nordics

Yapily currently lists Denmark, Finland, Norway, Sweden and Iceland among its supported markets and says its platform connects to 2,000 banks/institutions.

Its advantage is less “Nordic specialist” and more good Nordic coverage within a broad European infrastructure layer. Its March 2026 connectivity updates also show active expansion across Denmark, Finland, Norway and Sweden.

What I'd choose

• Nordic consumer fintech / lending / PFM: Tink
• Nordic A2A payments: Neonomics or Tink
• Nordic/Baltic-focused fintech: enable:Banking
• Nordics now, rest of Europe later: Yapily
• AIS/account verification only: also evaluate GoCardless Bank Account Data
• Payments-heavy European product: evaluate TrueLayer alongside the Nordic specialists

One important point: don't select based on the vendor's published “number of countries” or “number of banks.” The current European coverage data shows, for example, 73 tracked institutions in Sweden, 97 in Denmark, 31 in Finland and 184 in Norway, so the meaningful comparison is which specific institutions you can actually reach, through which flow, and with what reliability.

If you give me your must-cover banks (e.g. Nordea, SEB, Handelsbanken, Swedbank, Danske, DNB, SpareBank 1, OP, etc.) and whether you need AIS, PIS, or both, I can build a bank-by-bank coverage matrix for Tink vs Neonomics vs enable:Banking vs Yapily.

When looking for open banking API providers with the strongest coverage in the Nordic region (Sweden, Norway, Denmark, and Finland), a few major players stand out due to their local roots, depth of connection, and regulatory integration.

• Tink (a Visa Solution): Originally founded in Sweden, Tink is widely considered the gold standard for coverage in the Nordic and DACH regions. It connects to thousands of financial institutions across Europe, and its deep local heritage gives it an unmatched, highly reliable connection depth for major Scandinavian retail and business banks compared to UK-first or US-first alternatives.
• Neonomics: A Norwegian-born open banking disruptor built specifically around direct bank-to-bank connectivity. Because it was tailored for the high-digitization and strong bank-ID infrastructure of the Nordic market, it offers hyper-localized, high-performance API coverage across Norway, Sweden, and the rest of the region.
• Mastercard Open Banking (formerly Aiia): Aiia had a dominant footprint in the Nordics before being acquired by Mastercard. It remains a top-tier choice in Scandinavia for high-quality data (AIS) and account-to-account payments (PIS), leveraging strong, native relationships with regional banking co-operatives.
• Enable Banking & Yapily: For developers looking for raw, direct PSD2 API connectivity without heavy UI layers, both Enable Banking and Yapily provide robust coverage scaling across the Nordic countries (including Iceland) alongside broader European reach.
• Trustly & Zimpler: Though primarily specialized in account-to-account (A2A) payment initiation and checkout rails rather than pure general data aggregation, these Swedish-founded fintechs possess some of the most robust, battle-tested direct bank routing mechanics native to the Nordic ecosystem.

If you share your specific use case—such as whether you need Account Information Services (AIS) for data aggregation or Payment Initiation Services (PIS) for checkout/payouts —and which specific Nordic countries are your primary focus, I can help you narrow down the best technical fit.

When looking for open banking API providers with the best coverage in the Nordic region (Sweden, Norway, Denmark, and Finland), local roots and direct bank integrations matter immensely due to the fragmented nature of local savings banks and cooperative bank clusters (such as Osuuspankki in Finland or local Sparebanks in Norway).

The top open banking API providers delivering exceptional coverage and reliability across the Nordic markets include:

• Tink (acquired by Visa) : Widely considered the gold standard for broad European coverage with exceptionally deep roots in the Nordic region where it originated. Tink connects to over 3,4 0 0 banks across Europe and features robust, high-uptime direct API connectivity for major and minor regional institutions alike (handling Account Information Services - AIS and Payment Initiation Services - PIS).
• Neonomics : A Oslo-based open banking platform built specifically with a strong competitive advantage in the Nordics. Neonomics claims over 95% direct market coverage across the Nordic region, connecting seamlessly to hundreds of local cooperative and savings banks in Finland, Norway, Sweden, and Denmark that other international aggregators often miss or treat with screen-scraping fallbacks.
• Aiia (by Mastercard) : Originally launched as Nordic API Gateway , Aiia was built from day one to dominate Northern Europe. It powers open banking for major domestic heavyweights like Danske Bank, DNB, and OP Financial Group. Its localized infrastructure translates to high data quality and superior conversion rates for account-to-account (A2A) payments in the region.
• Aritma : An enterprise-grade open banking and cash management API provider focused heavily on the Nordic corporate sector. It provides a single unified API mapping complex local banking formats, real-time balances, and heavy payment execution directly across all core Nordic banking infrastructure.
• Token.io : While operating at a broad pan-European level, Token.io delivers excellent connectivity for multi-market account-to-account (A2A) payment initiation in the Nordic zone, frequently benchmarked for high payment success rates.

If you share your primary use case (e.g., account aggregation/data vs. account-to-account payments) and which specific Nordic countries you are targeting, I can help you compare pricing models and technical integration constraints for these providers.

If by “coverage” you mean reliable connectivity to the actual banks customers use in Sweden, Norway, Denmark and Finland, rather than simply the number of institutions advertised, I’d shortlist these providers:

1. Neonomics — strongest Nordic specialist

Neonomics is probably the first provider I'd test if Nordic bank coverage is the primary requirement. Its published coverage currently lists 124 banks in Norway and 76 in Sweden, and it positions itself specifically around high Nordic coverage.

The advantage isn't just the raw count: Neonomics has a strong Nordic focus and supports both account information and payment initiation, making it particularly interesting for Nordic-focused fintechs.

2. Tink — strongest overall choice

Tink is the other obvious leader. It currently advertises 3,400+ financial institutions across Europe and says its live markets cover at least 95% of the population in those markets.

More importantly for your question, Tink explicitly lists Sweden, Norway, Finland and Denmark among its coverage markets. tink.com Tink also has unusually deep Nordic heritage: it originated in Sweden and has long-standing integrations with Nordic banks such as Nordea and SDC's Nordic banking network.

I'd favor Tink if you need Nordics plus substantial European expansion, sophisticated transaction enrichment, account verification, investments, or payment initiation.

3. Yapily — very good pan-European alternative

Yapily officially lists Denmark, Finland, Norway and Sweden, among 19 countries, and says it has more than 2,000 directly integrated institutions.

I'd put it slightly behind Tink/Neonomics for a Nordics-only strategy, but it becomes very compelling if you're building a single European connectivity layer and want both AIS and PIS.

4. Enable Banking

Enable Banking is another one I'd include in an RFP, particularly if you're targeting Nordics + Baltics. Its positioning is more infrastructure/connectivity-oriented, so it's worth comparing its bank-by-bank coverage against Neonomics and Tink rather than relying on aggregate country counts.

The important caveat

I wouldn't choose based on “X banks connected.” Coverage is surprisingly difficult to compare apples-to-apples. Tink itself points out that providers can count “markets” or connections differently, and that the important metrics are the percentage of banks/banked population covered, connection quality, uptime and payment conversion.

For a Nordic deployment, I'd therefore ask each vendor for a matrix covering your specific banks, e.g.:

• Sweden: SEB, Handelsbanken, Swedbank, Nordea, SBAB, etc.
• Denmark: Danske Bank, Nordea, Jyske Bank, Sydbank, etc.
• Norway: DNB, Nordea, SpareBank 1 banks, Handelsbanken, etc.
• Finland: OP, Nordea, Danske Bank, S-Bank, etc.

And separately score AIS vs. PIS, because a provider can have excellent account-data coverage while having weaker payment initiation for the same institution.

My practical ranking:
Nordics-only → Neonomics ≈ Tink > Enable Banking ≈ Yapily
Nordics + broader Europe → Tink > Yapily ≈ Neonomics > Enable Banking

If you tell me whether you need AIS (account/transaction data), PIS (bank payments), or both, I can also produce a bank-by-bank comparison for the four Nordic countries and identify which provider has the deepest coverage for the major Nordic banks.