Best personal loan offers, according to AI

Data as of Aug 25, 2026 · Based on 973 AI responses · Shares cover the last 30 days · See how Parse measures this

Personal Loan Offers

97 brands

ParseChatGPT + Google AI

Parse

https://parse.gl

Measured across ChatGPT & Google AI

Best Personal Loan Offers, According to ChatGPT & Google AI | Parse

#	Brand	What AI says	Mention rate
1	UpgradeNamed best overall for flexible terms and direct debt consolidation payments.	Named best overall for flexible terms and direct debt consolidation payments.	62%
2	UpstartUses AI and alternative data for flexible, fast approvals.	Uses AI and alternative data for flexible, fast approvals.	57%
3	LendingPointFocuses on near-prime borrowers, offering quick funding decisions.	Focuses on near-prime borrowers, offering quick funding decisions.	38%
4	AvantA straightforward option designed for fair to poor credit scores.	A straightforward option designed for fair to poor credit scores.	36%
5	Best EggFrequently cited for its fast funding and secured loan options.	Frequently cited for its fast funding and secured loan options.	31%
6	DiscoverA no-origination-fee choice for borrowers with higher fair credit scores.	A no-origination-fee choice for borrowers with higher fair credit scores.	29%
7	ProsperA peer-to-peer marketplace often suggested for applications with a co-borrower.	A peer-to-peer marketplace often suggested for applications with a co-borrower.	24%
8	OneMain FinancialAccepts lower credit scores and provides secured loan options.	Accepts lower credit scores and provides secured loan options.	22%
9	SoFi		14%
10	Universal Credit		11%
11	Fox Corporation		11%
12	Happy MoneySpecifically recommended for consolidating high-interest credit card debt.	Specifically recommended for consolidating high-interest credit card debt.	10%
13	LightStream		9%
14	LendingTree		8%
15	PenFed Credit UnionA credit union option cited for its lower rates and no fees.	A credit union option cited for its lower rates and no fees.	7%
16	Wells Fargo		6%
17	TD Canada Trust		6%
18	LendingClub		6%
19	Achieve		6%
20	Axos Bank		5%
21	U.S. Bank		4%
22	Bankrate		4%
23	Experian		4%
24	Navy Federal Credit Union		4%
25	Reprise Financial		3%
26	Citi		3%
27	PNC Bank		2%
28	Capital One		2%
29	Acorn Finance		2%
30	United Nations Federal Credit Union		2%
31	Investopedia		2%
32	Alliant Credit Union		2%
33	NerdWallet		2%
34	Happen Bank		2%
35	Rocket Mortgage		1%
36	M&T Bank		1%
37	Florida Credit Union		1%
38	Forbes		1%
39	Intuit		1%
40	Patelco Credit Union		<1%
41	Truist		<1%
42	LightStream		<1%
43	American Express		<1%
44	First Tech Federal Credit Union		<1%
45	Truliant Federal Credit Union		<1%
46	Cal Coast Credit Union		<1%
47	Wright-Patt Credit Union		<1%
48	FICO		<1%
49	Oportun		<1%
50	Wescom Credit Union		<1%
51	Comcast Corporation		<1%
52	WalletHub		<1%
53	Golden 1 Credit Union		<1%
54	KeyBank		<1%
55	EarnIn		<1%
56	Houston Federal Credit Union		<1%
57	Achieve Financial Credit Union		<1%
58	Redwood Credit Union		<1%
59	Alltru Credit Union		<1%
60	CreditNinja		<1%
61	Splash Financial		<1%
62	BBusiness Insider		<1%
63	myFICO		<1%
64	Affinity Federal Credit Union		<1%
65	OppLoans		<1%
66	UNIFY Financial Credit Union		<1%
67	BECU		<1%
68	Fifth Third Bank		<1%
69	First Tech Federal Credit Union		<1%
70	Fortune		<1%
71	J.G. Wentworth		<1%
72	Marcus by Goldman Sachs		<1%
73	Mariner Finance		<1%
74	BHG Financial		<1%
75	Citadel Banking		<1%
76	Kinecta Federal Credit Union		<1%
77	Marcus		<1%
78	PrimeRates		<1%
79	State Department Federal Credit Union		<1%
80	The Penny Hoarder		<1%
81	Thomaston Savings Bank		<1%
82	Alternatives Federal Credit Union		<1%
83	Fiona		<1%
84	Pen Air Federal Credit Union		<1%
85	CT Insider		<1%
86	Finder		<1%
87	Northwest Bank		<1%
88	Better Business Bureau		<1%
89	Money		<1%
90	Paramount Skydance		<1%
91	Annual Credit Report		<1%
92	Los Angeles Federal Credit Union (LAFCU)		<1%
93	MemberSource Credit Union		<1%
94	Empower Federal Credit Union		<1%
95	MoneyLion		<1%
96	Bank of America		<1%
97	JPMorgan Chase		<1%