What does AI recommend for credit cards and rewards programs?

Chase has become AI assistants' top recommendation for credit cards, cementing its lead with the flexible Ultimate Rewards ecosystem. This rise comes as previous leader Capital One sees its dominance fade, particularly in responses to general travel rewards prompts.

Which credit cards and rewards programs brands appear most in AI answers?

Across 5,070 AI responses, JPMorgan Chase is mentioned most, named in 79% of them, followed by Capital One (71%) and American Express (19%).

How does Parse rank these brands?

Parse measures each brand's mention rate — the share of answers naming it — across 5,070 AI responses to this market's buyer questions. Answers are collected daily and the ranking is published weekly.

How does a brand enter this ranking?

Brands enter the ranking when AI answers mention them. Parse collects answers daily and publishes the re-measured set weekly, so new brands appear as AI starts recommending them.

Best credit cards and rewards programs, according to AI

Data as of Aug 25, 2026 · Based on 5,070 AI responses · See how Parse measures this

Credit Cards and Rewards Programs

359 brands

ParseChatGPT + Google AI

Parse

https://parse.gl

Measured across ChatGPT & Google AI

Best Credit Cards and Rewards Programs, According to ChatGPT & Google AI | Parse

#	Brand	What AI says	Mention rate
1	JPMorgan Chase		79%
2	Capital OneNo longer the top choice, but still a key competitor to Chase.	No longer the top choice, but still a key competitor to Chase.	71%
3	American ExpressPraised for waiving annual fees on premium cards for active-duty military members.	Praised for waiving annual fees on premium cards for active-duty military members.	19%
4	Citi		17%
5	Wells Fargo		12%
6	United Airlines		10%
7	Bank of America		9%
8	Southwest Airlines		8%
9	U.S. Bank		7%
10	Priority Pass		6%
11	Hyatt		5%
12	Navy Federal Credit Union		5%
13	Hilton		5%
14	NerdWallet		4%
15	USAA		4%
16	Centurion Lounge		4%
17	Capital One Venture X		4%
18	Bilt Rewards		4%
19	British Airways		4%
20	The Points Guy		3%
21	Air Canada		3%
22	Discover		2%
23	Mastercard		2%
24	Visa		2%
25	Disney Rewards		2%
26	Marriott		2%
27	Alphabet		2%
28	Capital One Travel		2%
29	Meta		2%
30	Flying Blue		2%
31	Bankrate		2%
32	Plaza Premium Group		2%
33	All Nippon Airways		2%
34	DoorDash		2%
35	Temasek		2%
36	JetBlue		2%
37	United		2%
38	Wonder		1%
39	Investopedia		1%
40	Air France-KLM		1%
41	American Airlines		1%
42	Alaska Airlines		1%
43	Hilton Honors American Express Aspire Card		1%
44	Atmos Rewards		1%
45	Wyndham Hotels & Resorts		1%
46	Barclays		<1%
47	Uber Eats		<1%
48	PenFed Credit Union		<1%
49	AwardWallet		<1%
50	Kiplinger		<1%
51	The Club Airport Lounges		<1%
52	Forbes		<1%
53	Brex		<1%
54	Luxury Card		<1%
55	Comcast Corporation		<1%
56	Avianca LifeMiles		<1%
57	TikTok		<1%
58	Choice Hotels		<1%
59	Yahoo		<1%
60	Virgin		<1%
61	LinkedIn		<1%
62	Wise		<1%
63	Reddit		<1%
64	Escape Lounges		<1%
65	Uber		<1%
66	Turkish Airlines		<1%
67	Disney+		<1%
68	Charles Schwab		<1%
69	Emirates		<1%
70	Camels & Chocolate		<1%
71	Intuit		<1%
72	delta air lines		<1%
73	MaxRewards		<1%
74	Air France		<1%
75	Capital One Miles		<1%
76	IHG Hotels & Resorts		<1%
77	The Emory Wheel		<1%
78	Oneworld		<1%
79	Revolut		<1%
80	WalletHub		<1%
81	MILITARY STAR		<1%
82	Hulu		<1%
83	Avios		<1%
84	The Walt Disney Company		<1%
85	AskSebby		<1%
86	Consumer Financial Protection Bureau		<1%
87	FedEx		<1%
88	Resy		<1%
89	JoinKudos		<1%
90	The Motley Fool		<1%
91	Condé Nast Traveler		<1%
92	AARP		<1%
93	Espn		<1%
94	Walmart		<1%
95	U.S. News & World Report		<1%
96	SkyTeam		<1%
97	Apple		<1%
98	Dash		<1%
99	HSBC		<1%
100	Caviar		<1%