Where can I get commercial car insurance?

You can purchase commercial car insurance directly from major national insurance carriers, through specialized business insurers, or by working with an independent insurance agent who can shop multiple quotes for you.

Here are the top places to get a commercial auto policy:

• Major National Carriers (Direct & Fast Quotes)
  • Progressive Commercial : Widely recognized as a top commercial auto and truck insurer, offering coverage for everything from passenger cars to heavy-duty tow trucks and food trucks.
  • GEICO Commercial Auto : Provides competitive rates and 24/7 coverage for a wide variety of business vehicles like box trucks, vans, and service utilities across all 50 states.
  • State Farm, Nationwide, and Travelers: Traditional national insurers that offer robust commercial auto products, often allowing you to bundle with general liability or a Business Owner's Policy (BOP).
• Small Business & Specialty Insurers
  • biBerk (a Berkshire Hathaway company): Specializes in direct, streamlined digital coverage for small businesses.
  • Hiscox or Hartford: Excellent choices if you need to bundle commercial vehicle protection with other professional liability or general liability needs.
• Independent Insurance Agents / Brokers
  • Working with a local independent agent allows you to compare quotes side-by-side from multiple regional and national carriers to find the best rate and coverage mix for your specific industry.

To help narrow down the best provider for your business, tell me:

• What type of vehicle(s) do you need to insure (e.g., sedan, delivery van, semi-truck)?
• How is the vehicle primarily used (e.g., carrying tools, transporting passengers, food truck, general commuting for work)?
• Do you have employees driving the vehicles, or just yourself?

• Gartman Insurance - 495 Erlanger Rd Ste 104, Erlanger, KY 41018, United States
• Newman & Tucker Insurance - 10 Town Center Blvd, Crestview Hills, KY 41017, United States
• Globe Insurance Agency Inc - 3409 Dixie Hwy, Erlanger, KY 41018, United States
• C.K. Ash Insurance - 8620 US-42, Florence, KY 41042, United States
• Cast Iron Insurance - 1521 Cavalry Dr Ste 204, Florence, KY 41042, United States
• Royal Service Commercial Auto & Truck Insurance - 205 W 4th St first floor, Cincinnati, OH 45202, United States
• Scott Sutton - State Farm Insurance Agent - 3139 Dixie Hwy C, Erlanger, KY 41018, United States
• Evergreen Harbor Insurance Co. - 514 Commonwealth Ave, Erlanger, KY 41018, United States
• Hummel Hatfield Insurance - 3215 Dixie Hwy, Erlanger, KY 41018, United States
• ARC Insurance - 2136 Chamber Center Dr, Fort Mitchell, KY 41017, United States
• Camargo Insurance - 615 Elsinore Pl #310, Cincinnati, OH 45202, United States
• Shepherd Insurance - 234 Main St, Florence, KY 41042, United States
• D'Ambrosio & Elders Agency LLC - Thomas More Pkwy, Crestview Hills, KY 41017, United States
• Adkisson Insurance Agency - 1511 Cavalry Dr #101, Florence, KY 41042, United States
• Mitchell Insurance Agency - 7711 Ewing Blvd #400, Florence, KY 41042, United States
• Agidel Insurance Agency LLC - 9435 Waterstone Blvd Ste 260, Cincinnati, OH 45249, United States

If you’re looking around Erlanger / Northern Kentucky, you have several good local options for commercial car insurance.

• Gartman Insurance — Erlanger; independent agency that handles commercial insurance.
• Newman & Tucker Insurance — Crestview Hills; offers commercial auto along with liability, workers’ comp, and other business coverage.
• Globe Insurance Agency Inc — Erlanger; offers business auto and broader commercial coverage.
• C.K. Ash Insurance — Florence; specifically offers commercial auto, including owned, hired, and non-owned vehicles.
• Cast Iron Insurance — Florence; independent agency with commercial insurance expertise.
• Royal Service Commercial Auto & Truck Insurance — Cincinnati; particularly focused on commercial auto and trucking.

You can also get a direct quote from progressivecommercial.com or geico.com. Progressive specifically offers Kentucky commercial auto policies and notes that business-use vehicles generally need commercial rather than personal coverage.

My suggestion: start with an independent agency such as Gartman, Newman & Tucker, or C.K. Ash and ask them to quote multiple carriers. That can be better than getting only one insurer's price.

If you tell me what kind of business you use the car for, the vehicle (car/van/truck), and whether you're in Kentucky or Ohio, I can narrow this down to the 3 best options and typical coverage limits for you.

You can get commercial car insurance directly from major traditional insurance carriers, digital small business insurers, or online insurance brokerages.

Top Providers for Commercial Auto Insurance

Other Places to Look

• National Providers: Companies like Travelers, The Hartford , and State Farm offer robust commercial auto policies often bundled with general liability or property insurance.
• Local Independent Agents: Independent insurance agents in your area can shop multiple regional and national carriers at once to find the best rate for your specific industry.

If you share your industry or type of vehicle (e.g., delivery van, contractor truck, long-haul semi) and your state , I can help narrow down which provider fits your specific business needs best.

• CGI Agency Insurance - 4381 Peck Rd, El Monte, CA 91732, United States
• Trucksmart Insurance Services, LLC - 2934 E Garvey Ave S Ste 250, West Covina, CA 91791, United States
• Trucking and Business Insurance Services LLC - 1370 Valley Vista Dr Suite 200, Diamond Bar, CA 91765, United States
• Royal Shield Insurance Services - 8152 Painter Ave #203, Whittier, CA 90602, United States
• Beezo Insurance - 956 N Garey Ave, Pomona, CA 91767, United States
• Pledge Insurance Services, Mercury Agent - 235 N Azusa Ave F, West Covina, CA 91791, United States
• Monarca Trucking Insurance Services Inc - 1050 Lakes Dr Ste 225 #PMB3142, West Covina, CA 91790, United States
• Westins Insurance Brokerage - 8615 Florence Ave #210, Downey, CA 90240, United States
• 达成保险Success Insurance Agency - 18605 Gale Ave Ste 255, City of Industry, CA 91748, United States
• Saint George Insurance Brokerage, Inc. - 7668 Telegraph Rd, Commerce, CA 90040, United States
• Seven star insurance agency inc - 15448 Valley Blvd, City of Industry, CA 91746, United States
• Produ Insurance Services - 1901 E Lambert Rd, La Habra, CA 90631, United States
• GUARDIAN COMMERCIAL INSURANCE & SERVICES INC - 5050 Palo Verde St #103c, Montclair, CA 91763, United States
• Checkers Truck Insurance Services - 3990 Concours St Suite 305, Ontario, CA 91764, United States
• Fiesta Auto Insurance & Tax Service - 1269 N Hacienda Blvd, La Puente, CA 91744, United States
• Life's Easy Insurance Solutions - 1800 W Beverly Blvd Ste 205, Montebello, CA 90640, United States

If you're in the San Gabriel Valley, you have several nearby options for commercial car/auto insurance. California’s Department of Insurance recommends using a licensed broker-agent who specializes in commercial coverage, especially because commercial auto policies can differ substantially from personal auto policies.

Nearby options

• CGI Agency Insurance — El Monte; offers commercial auto/trucking and cargo coverage.
• Trucksmart Insurance Services, LLC — West Covina; specializes in commercial trucking/transportation insurance.
• Trucking and Business Insurance Services LLC — Diamond Bar; commercial insurance broker with a transportation focus.
• Royal Shield Insurance Services — Whittier; focuses on commercial and transportation insurance.
• Beezo Insurance — Pomona; offers commercial auto for business vehicles, including cargo vans and trucks.
• Pledge Insurance Services, Mercury Agent — West Covina; offers commercial auto/fleet coverage in addition to other business insurance.

You can also get a quote directly from progressivecommercial.com.

Important: If the vehicle is being used for deliveries, hauling, transporting clients, visiting job sites, or other business purposes, don't assume a personal auto policy will cover it. Commercial auto coverage is specifically designed for these exposures.

If you tell me what kind of vehicle you have (car, van, pickup, box truck, etc.) and what you use it for, I can narrow this down to the 3 best insurers/agencies for your situation and estimate what coverage you'll likely need.

If you need commercial car insurance (commercial auto insurance), you have several options:

National insurers

• Progressive Commercial Insurance — Offers commercial auto coverage for many business types, including cars, vans, trucks, and fleets.
• Nationwide Commercial Auto Insurance — Provides commercial auto policies for business-owned vehicles, employee vehicles used for work, and fleets.
• GEICO, The Hartford, and Travelers are also common commercial auto providers.

Local options near Anderson, South Carolina

You can also work with an independent agent who can compare multiple carriers:

• Carolina Agency Partners / Jordan & McCallum Insurance — Anderson agency offering commercial insurance services.
• McIntosh Insurance — Anderson independent agency that handles commercial coverage, including commercial auto.
• The WIN Agency - Finance and Insurance — Anderson brokerage offering business insurance solutions including commercial auto and fleet coverage.
• Powell Insurance Group — Anderson agency with commercial insurance offerings, including commercial auto.

When getting quotes, be ready to provide:

• Vehicle year/make/model
• Business type and how the vehicle is used (deliveries, hauling, service calls, transporting people, etc.)
• Number of drivers
• Driver records
• Desired liability limits

If you tell me what kind of business you have (delivery, contractor, trucking, rideshare, sales, etc.) and how many vehicles, I can help narrow down which insurers are likely to fit best.

You can get commercial car insurance directly from major national insurance providers, through digital small business platforms, or via independent insurance agents.

Top National Commercial Auto Insurers

• Progressive Commercial Insurance : Widely considered a top choice and the largest commercial auto insurer in the U.S., offering robust coverage for everything from passenger cars to heavy-duty trucks across all 50 states.
• GEICO Commercial Auto Insurance : Available in all 50 states, GEICO is a strong option for competitive rates on a wide variety of business vehicles like delivery cars, vans, and utility trucks.
• Nationwide Commercial Auto Insurance : Offers customizable policies, solid multi-policy bundle savings, and useful fleet management tools.
• The Hartford Commercial Auto Insurance : Known for specialized small business packages (often working with local agents or partner networks).

Digital & Small Business Specialists

• biBerk Business Insurance : Backed by Berkshire Hathaway, they specialize in streamlined, online-only quotes and policy management that can be significantly cheaper for small operations.
• NEXT Insurance : Designed specifically for small business owners, contractors, and service providers to easily bundle commercial auto with general liability or workers' comp online.

Local & Independent Agents

If you prefer personalized advice or have a complex operation (such as heavy hauling, multiple distinct driver histories, or specialized equipment), working with a local independent insurance agency allows you to compare quotes from multiple regional and national carriers side-by-side.

If you'd like to narrow down your options, tell me:

• What type of business or vehicle(s) you need to insure
• Whether you want to manage the policy completely online or work with a local agent

I can give you a better idea of which provider fits your specific needs.

If you mean commercial auto insurance for a business vehicle (work car, van, truck, delivery vehicle, fleet, etc.), you have several options:

Major insurers that offer commercial auto

• Progressive Commercial — commonly used by contractors, delivery businesses, and fleets; offers online quotes and specialized commercial vehicle coverage.
• GEICO Commercial — commercial auto policies for many small businesses.
• Nationwide Business Insurance — commercial auto coverage with agent support.
• The Hartford Small Business Insurance — often used for small-business packages that include commercial auto options.
• Travelers Business Insurance — another large commercial insurer.

Local options near Hoboken, NJ

You can also use an independent agent who can shop multiple carriers:

• Muller Insurance — Hoboken-based agency that handles personal and commercial auto insurance.
• Commercial Auto Insurance NJ — Jersey City agency focused on commercial vehicle coverage.
• MSM Insurance Agency — Kearny agency offering commercial insurance, including commercial auto.
• Velocity Insurance Multi Services — North Bergen agency with commercial/trucking insurance experience.

To get accurate quotes, insurers will usually ask for:

• Vehicle type (car, van, box truck, tractor-trailer, etc.)
• Business use (delivery, construction, rideshare, hauling, etc.)
• Number of vehicles
• Driver information
• Annual mileage and operating area
• Desired liability limits

If you tell me what vehicle you need insured and what business it’s for (for example: delivery van, Uber/livery, contractor truck, food truck, etc.), I can point you toward the best type of policy and likely insurers.

You can get commercial car insurance directly from major national insurance providers, specialized small business insurers, or through independent insurance brokers who shop multiple carriers for you. Top providers include Progressive Commercial Insurance, GEICO Commercial Auto , and State Farm Commercial Auto , which allow you to get quotes and customize coverage online or over the phone.

Major Commercial Auto Insurers

• Progressive Commercial: The largest commercial auto insurer in the U.S, offering specialized coverage, 24/7 support, and online Progressive Commercial Insurance Quotes.
• GEICO: Provides customizable small-to-large business policies with online GEICO Commercial Auto Quotes.
• State Farm: Covers a wide range of business vehicles including cars, vans, and utility trucks via State Farm Commercial Auto.
• Liberty Mutual: Tailors plans to specific commercial fleets and industries through Liberty Mutual Commercial Auto.
• The Hartford: Partners with local agencies or digital platforms like Tivly to secure small business policies via The Hartford Commercial Auto.
• biBerk: A direct-to-consumer small business insurer offering biBerk Commercial Auto Insurance to help save on premiums.

If you can tell me what type of vehicle you drive and how you use it for work (e.g., deliveries, hauling tools, or client visits), I can help you estimate expected costs or recommend the best specific provider for your trade.

You can get commercial car insurance directly from major national insurance carriers, through digital-first small business insurers, or via independent insurance brokers who can shop multiple markets for you.

Top options and where to find them include:

• Major National Carriers (Best for broad coverage and bundling)
  • Progressive Commercial : The largest commercial auto insurer in the U.S., offering policies for everything from passenger cars to heavy-duty trucks with wide-ranging discount options.
  • GEICO Commercial Auto : Known for competitive rates and insuring a massive variety of commercial and service utility vehicles.
  • State Farm Commercial Insurance : A top choice with a robust local agency network, excellent for policies covering non-owned and employee-driven vehicles.
  • Nationwide Commercial Auto : Excellent for customizable coverage and fleet management tools.
  • Travelers Small Business Auto : Highly rated for small business customer experience and tailored policy options.
• Digital & Budget-Friendly Providers (Best for fast, online-only quotes)
  • biBerk Business Insurance : Backed by Berkshire Hathaway, they specialize in direct, streamlined, and more affordable policies (often averaging cheaper than standard industry rates).
  • Hisox Small Business Insurance : Offers fast, minute-by-minute digital quoting and management tailored for small and home-based businesses.
• Independent Insurance Agents & Brokers (Best for comparing multiple quotes)
  • Using a local independent agent or digital broker platforms (like Tivly or Policygenius) lets you compare rates side-by-side from dozens of specialized regional and national commercial underwriters rather than just one brand.

To help me narrow down the best choices for you, let me know:

• What type of vehicle(s) you need to insure (e.g., standard car, pickup truck, delivery van, semi)?
• How the vehicle is primarily used (e.g., running general errands, hauling tools/equipment, transporting clients or cargo)?

If you're in the Roosevelt, Utah area, you have several local options for commercial auto insurance:

• SPROUSE INSURANCE AGENCY — 855 E 200 N, Roosevelt. Independent agency that can shop multiple carriers and handles commercial auto.
• Service Insurance Agency of Roosevelt, Inc — 610 E 200 N, Roosevelt. Independent agency with experience in commercial/trucking insurance.
• Farm Bureau Financial Services: Mike Nielsen — 268 S Main St, Roosevelt. Offers commercial/business coverage.
• Sean Clark - State Farm Insurance Agent — 10 E 300 S, Roosevelt. Offers small-business insurance, including commercial auto.

I'd start with Sprouse or Service Insurance if your goal is to compare prices, because an independent agency can potentially quote multiple carriers rather than just one.

Utah's Insurance Department specifically says you may need a commercial auto policy if you use a vehicle for things like deliveries, landscaping, contracting, or other business purposes.

If you tell me what kind of business you have, what vehicle you need insured (pickup, van, semi, etc.), and whether it's just one vehicle or a fleet, I can narrow down which insurers are likely to be the best fit and what coverage you'll need.