Who provides my commercial transportation insurance?

Check your policy documents: Look for the name of the insurance company on your insurance policy, declarations page, or other official documents.

Review your invoices: Your billing statements will show the name of the company you are paying for your insurance.

Contact your agent or broker: If you purchased your insurance through an agent or broker, they can tell you the name of the underwriter or the company that provides the coverage.

There are many companies that provide commercial transportation / trucking insurance. Here are a few examples, along with what they cover and how to pick the right one for you.

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✅ Some Providers

• Chubb: They offer specialized insurance for the transportation industry (truckers, logistics, large fleets) including auto liability, physical damage, workers’ compensation and risk-management. [1]
• IAT Insurance Group: Their “Transportation” unit provides trucking solutions for fleets of various sizes (1-250 power units) covering auto liability, cargo, physical damage. [2]
• National Interstate Insurance Company (a part of Great American Insurance Group): Specializes in “wheels-based transportation” (fleet trucking, bus, limo, waste operations) across all 50 states. [3]
• Heffernan Insurance Brokers: They provide trucking & logistics insurance and detail what coverage looks like for both small and large carriers. [4]
• Florida Transportation Insurance: A regional agency that works with multiple carriers to provide transportation insurance (commercial auto, delivery/logistics, non-emergency medical transport) in Florida. [5]

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🔍 What You Should Know / Ask

• Type of operations: Are you hauling goods, passengers, special cargo (hazardous materials), regional vs long-haul? These will affect the insurer and what they cover. (See IAT, Heffernan examples)
• Coverage kinds: Auto liability (vehicle accidents), physical damage (your trucks/trailers), cargo insurance (goods in transit), non-trucking liability, hired/non-owned vehicles, etc. [6]
• Compliance & regulations: Make sure the policy meets state + federal requirements (for interstate carriers: Federal Motor Carrier Safety Administration — FMCSA) [7]
• Fleet size & risk profile: Larger fleets may need more tailored solutions, risk‐management, telematics, etc. (As in Chubb’s approach) [8]
• Cost factors: Vehicle types, cargo types, routes (long‐haul vs local), driver experience, claims history, etc. [9]
• Certificates of Insurance (COIs): Many brokers/providers offer instant COIs for loads & contracts. [10]

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🧭 What You Should Do Next

• Gather your business details: number/type of vehicles, what you haul, where you operate (intrastate vs interstate), your safety record, driver experience.
• Reach out to one or more brokers or insurers specializing in transportation/trucking insurance and request quotes.
• Compare coverages carefully — not just price, but what’s included/excluded, limits, deductibles, how claims are handled.
• Make sure the chosen provider is licensed in your state and meets all regulatory requirements for your operations.

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If you like, I can look up 3–5 insurance companies in the Delaware / Mid-Atlantic region that specialize in commercial transportation insurance (so you have local options). Would you like me to do that?