Who provides "estate planning" tools for digital assets and crypto access?

If you mean companies that provide actual tools/services for passing crypto and other digital assets to heirs, there are several approaches:

• Casa — Probably the most purpose-built option. Casa offers an Inheritance feature for BTC, ETH, USDC and USDT, allowing you to designate a recipient and transfer vault access after your death. Its higher-tier service adds enhanced verification and support for executors/trustees.
• Unchained — Focused on Bitcoin. Its collaborative-multisig custody can be combined with transfer-on-death beneficiaries, and it offers a more comprehensive inheritance-planning service that includes estate-gap analysis and trust-related setup.
• Trust & Will — More traditional estate planning rather than crypto custody. It provides wills, trusts, a digital safe and guidance for incorporating cryptocurrency into an estate plan. It doesn't itself solve the private-key/custody problem the way Casa does.
• Ledger — Primarily a hardware-wallet provider, but Ledger documents inheritance approaches using multisig so heirs can recover crypto without simply handing someone a seed phrase.
• Vault12 / Inheriti — These take a more digital-vault/decentralized inheritance approach, using guardians, encrypted information and/or blockchain mechanisms to arrange access to digital assets.

The important distinction

There are really two different products being called "crypto estate planning":

1. Legal estate planning: wills, trusts, powers of attorney, beneficiary designations, digital-asset instructions — e.g. Trust & Will plus an estate attorney.
2. Technical crypto inheritance: actually ensuring someone can obtain the keys needed to move self-custodied crypto — e.g. Casa, Unchained, multisig, Shamir backups, etc.

For someone with meaningful crypto holdings, the strongest setup is usually both: a legally valid estate plan and a technical access/recovery mechanism. A will saying "my Bitcoin goes to my daughter" isn't enough if nobody can actually access the wallet.

If you're evaluating this as a business/category—i.e., you're looking for the companies competing in the "digital asset estate planning" market—I can also give you a competitive landscape of 10–20 providers, their pricing, supported assets, custody model, and target customer.

Estate planning for digital assets and cryptocurrency requires a blend of legal frameworks (wills, trusts, and power of attorney) and technical solutions (secure credential storage, multi-sig setups, and dead-man's switches) because standard probate laws often fail to address decentralized private keys.

Providers and tools that address digital asset and crypto estate planning fall into a few clear categories:

• Dedicated Digital Legacy & Inheritance Platforms
  • DGLegacy : A specialized digital legacy planning application that allows you to log and safeguard digital assets—including cloud accounts, financial accounts, and cryptocurrencies—with automated liveness checks/notifications and structured beneficiary distribution.
  • Safe Haven / Inheriti : A decentralized inheritance protocol built specifically for digital assets and crypto seed phrases, allowing you to split and share encrypted access fragments safely with heirs without compromising self-custody during your lifetime.
• Password Managers with Legacy/Emergency Features
  • 1Password : While not crypto-specific, it features an Emergency Kit concept and secure vault sharing where you can securely store seed phrases, wallet credentials, and instructions, pairing it with a trusted person who has your master credentials.
  • Bitwarden : Offers emergency access features allowing designated trusted contacts to request access to your vault (which can contain crypto exchange logins, private key notes, and wallet backups) after a specified waiting period.
• Big Tech Native "Digital Death" Tools
  • Apple Legacy Contact : Allows you to designate people who can access your iCloud data, photos, and notes after your passing using an access key generated on your device.
  • Google Inactive Account Manager : Lets you decide when Google should consider your account inactive and automatically share data/credentials from Gmail, Drive, and Google Photos with pre-chosen family members or friends.
• Specialized Law Firms & Estate Attorneys
  • Private Wealth & Digital Asset Legal Teams : Firms like Holland & Knight's Digital Assets Team or boutique tech-focused estate planning practices draft legally binding trusts and wills with explicit language granting fiduciaries the legal right to access, manage, and transfer blockchain assets, hardware wallets, and exchange accounts without violating computer fraud laws or state privacy restrictions.

If you'd like to narrow this down, let me know:

• Are your crypto assets self-custodied (hardware/software wallets) or held on exchanges (Coinbase, Binance, etc.)?
• Are you looking for a do-it-yourself software tool or a legally binding attorney-drafted will/trust?

Yes. There are several providers, but they fall into three different categories: crypto custody/inheritance platforms, digital-estate vaults, and traditional estate-planning firms that understand crypto.

Crypto-specific inheritance / access

• Casa — One of the more established options. Casa offers inheritance planning for BTC, ETH, USDC and USDT, with multisignature custody and a beneficiary/recipient workflow. Its inheritance feature is included with memberships; current plans start at $250/year.
• Unchained — Primarily Bitcoin. Its collaborative custody model uses multisig, and it offers transfer-on-death (TOD) beneficiary designations for vaults, giving heirs a defined path to the bitcoin.
• AnchorWatch — Bitcoin-focused and aimed particularly at families, trusts and estate professionals. Its inheritance protocol is designed so heirs don't need the owner's private keys or deep technical expertise.
• Cypherock — Offers Cypherock Cover, a crypto-recovery/estate-planning product designed for multi-chain assets. It emphasizes keeping control with the owner rather than handing private keys to a third party.

Digital-estate / broader asset platforms

• BlockWill — A broader digital-estate platform covering digital assets, instructions and legacy information. It uses encrypted, user-controlled storage and explicitly positions itself as complementary to—not a replacement for—a legal will.
• LivingAssets — Designed to give families and advisors a unified view of wills, trusts, financial assets and digital/tokenized assets, including wallet information. It appears to be an emerging/early-access platform rather than an established custody provider.
• Spindipper — A newer service aimed at higher-net-worth crypto holders. It combines a crypto-aware estate-planning lawyer, digital-asset inventory, succession plan and sealed emergency-access instructions. It currently markets specifically to people holding roughly $500K–$50M in digital assets.

The important distinction

These aren't all substitutes for an estate attorney. The strongest setup generally has two layers:

1. Legal layer: will/trust, executor or trustee, beneficiary provisions, powers of attorney, and instructions addressing digital assets.
2. Technical layer: a mechanism that actually allows the authorized person to recover the crypto—multisig, collaborative custody, Shamir/threshold backup, or a controlled inheritance mechanism.

That distinction matters because a will can say who inherits the Bitcoin without actually giving that person the ability to access the wallet. Fidelity and Bank of America both emphasize the need to address digital-asset access explicitly in estate planning.

If you're evaluating this as a business/product category, I'd particularly look at Casa, Unchained, AnchorWatch, Cypherock, BlockWill, and LivingAssets. They represent somewhat different approaches to the problem.

If you tell me whether you're interested in (a) using one for your own estate, (b) finding providers for clients, or (c) researching the market/competitive landscape, I can narrow this down and compare their pricing, custody model, beneficiary mechanism, supported chains, legal integration, and target customer.

Estate planning for digital assets and cryptocurrency requires a combination of legal frameworks (wills, trusts, and power of attorney) and technical solutions (secure key management, multi-signature setups, and digital vaults). Because losing a private key or password means permanently losing the asset, specialized tools and services have emerged to bridge this gap.

Providers fall into distinct categories depending on whether you need technical custody recovery, general digital asset organization, or formal legal structuring:

1. Crypto-Native Custody & Inheritance Protocols

These platforms specialize in cryptocurrency (primarily Bitcoin and major altcoins) and use collaborative custody or multi-signature setups to ensure heirs can access funds without compromising security during your lifetime.

• Unchained : Offers an Unchained Inheritance Protocol combining legal transfer-on-death (TOD) designations for vaults with physical/digital checklists, plain-English letters for executors, and collaborative multi-sig custody.
• Casa : Provides a Casa Inheritance feature for multi-sig setups (Bitcoin, Ethereum, and select stablecoins) that allows you to set up inheritance access for a recipient using a multi-key arrangement, requiring no personal identification or KYC data from the recipient ahead of time.
• BitGo : Focuses on institutional-grade custody, offering BitGo Digital Asset Solutions for Estates to assist bankruptcy trustees, court-appointed fiduciaries, and high-net-worth estates with secure multi-sig cold storage and asset recovery.

2. Digital Legacy & Asset Vault Platforms

These applications focus on cataloging your entire digital footprint—including cloud storage, social media, subscription cancellations, and crypto wallet locations—and releasing instructions to designated beneficiaries upon death.

• DGLegacy : A digital legacy and inheritance app that lets you catalog financial, digital, and crypto assets, assign beneficiaries, and use automated liveness/notification checks to trigger the transfer of access information to your family or executor.

3. Specialized Legal & Estate Planning Firms

Standard online wills often fail to include proper authorization language for digital fiduciaries. Specialized law firms now incorporate explicit digital asset provisions and crypto custody workflows.

• Holland & Knight : Features a dedicated Private Wealth Services Digital Assets Team that crafts bespoke legal estate structures for high-net-worth portfolios containing cryptocurrencies and digital property.
• Boutique & Regional Trust/Law Practices : Firms like Rutkowski Law Firm and Hogan & Hogan specifically guide clients on integrating multi-signature arrangements and trustee powers into formal trusts.

If you'd like to explore this further, let me know:

• Are you looking for a do-it-yourself software/app or a formal legal service (like a trust or will)?
• Do your assets live primarily on hardware wallets/self-custody or centralized exchanges (like Coinbase/Kraken)?

I can help narrow down the best approach for your specific setup.

Several companies and services provide digital asset estate planning, crypto inheritance, or access-transfer tools. The market is still fragmented: some focus on self-custody key inheritance, others on legal estate structures, and others on custodial account access.

Crypto-native inheritance and access tools

• Casa — Provides crypto inheritance features built around multisignature vaults. Users can designate a recipient who can eventually gain access to BTC, ETH, USDC, and USDT held in Casa vaults through an inheritance process. Casa Casa Official site:
• Unchained — Offers a Bitcoin inheritance system combining collaborative custody, beneficiary designations, inheritance protocols, and guidance for heirs/executors. It emphasizes aligning legal ownership with key access. Unchained Unchained Official site:
• Nunchuk — Provides multisignature Bitcoin wallet features, including inheritance-oriented setups using Bitcoin scripting approaches.
• Bitkey — Provides Bitcoin self-custody tools with inheritance-related features. Unchained Official site:
• AnchorWatch — Focuses on Bitcoin inheritance, custody, and trust structures designed around on-chain mechanisms.

Broader digital asset estate planning approaches

• Estate planning attorneys with digital asset expertise — Often combine:

• wills and trusts that explicitly address cryptocurrency,

• digital executor/trustee appointments,

• instructions for wallets, exchanges, and devices,

• authorization under digital asset laws such as RUFADAA (where applicable).

• Trust companies and fiduciary providers — Some wealth-management firms are building crypto trust and fiduciary services, especially for high-net-worth clients.

Self-managed tools people also use

• Hardware wallets with inheritance planning (for example, multisig setups)
• Password managers with emergency access features
• Encrypted documentation stored with a trusted fiduciary
• Multisignature wallets where heirs or trustees hold designated keys

Key things to evaluate

When comparing providers, look at:

1. Custody model

• Does the company control funds?
• Do you retain keys?
• Is it multisig or single-key?

2. What happens if the company disappears

• Some systems depend on the provider operating.
• Others rely more heavily on Bitcoin/blockchain-native recovery methods.

3. Legal enforceability

• A wallet recovery plan is not the same as a legally valid inheritance plan.

4. Asset coverage

• Some solutions support only Bitcoin.
• Others support multiple assets like ETH and stablecoins.

If you mean “who provides this as a service for wealthy families/financial advisors” versus “what consumer crypto apps have inheritance features,” the list is somewhat different.

Several dedicated platforms, specialized legal tech services, and crypto custody solutions provide tools for digital asset and cryptocurrency estate planning.

1. Digital Legacy & Inheritance Platforms

• DGLegacy : A specialized digital legacy application that lets you catalog digital accounts, non-financial assets, and cryptocurrencies. It uses a "heartbeat protocol" to monitor activity and automatically notifies designated beneficiaries or executors to claim the assets if an unforeseen event occurs.
• Wealth.com : A modern digital estate planning platform heavily utilized by financial advisors. It includes specific integrations allowing users to connect alternative digital assets and crypto platforms (like Coinbase) so that a comprehensive inventory is visually mapped out and tied to legal structures.

2. Password Managers with Emergency Access

• 1Password, Dashlane, & LastPass : While not legal estate planners, these password managers feature "Emergency Access" or trusted contact recovery options. They allow you to safely designate a person who can request access to your vault credentials (exchanges, wallet logins) after a designated waiting period or upon emergency verification.

3. Crypto-Specific Custodians & Hardware Solutions

• Casa : For self-custody Bitcoin holders, Casa offers multi-signature inheritance protocols. They help coordinate key management so that trusted family members or designated third parties can recover or co-sign transactions to access funds safely in the event of a member's passing without exposing seed phrases prematurely.
• Vault12 : Utilizes a decentralized "digital safety deposit box" approach via a micro-quorum of trusted friends, family, or guardians to safeguard and reconstruct cryptographic keys and digital inheritance instructions.

4. Native Platform Legacy Settings

• Google Inactive Account Manager & Apple Legacy Contact : Major tech ecosystems provide built-in tools that legally and functionally allow you to assign who gets access to your cloud storage, photos, and digital licenses after a period of documented inactivity.

Note: Software tools and digital vaults should always be paired with formal legal documents (like a Will or Living Trust prepared by an attorney) that explicitly grant your executor or trustee the legal authority under state laws (such as RUFADAA) to handle and unlock digital property.

If you'd like, let me know:

• Are your crypto assets on centralized exchanges (like Coinbase/Kraken) or in self-custody wallets (hardware/cold storage)?
• Are you looking for a do-it-yourself digital app or guidance on legal will/trust integration?

I can provide more targeted recommendations for your situation.

Yes. There are several providers, but they fall into two different categories: legal estate-planning platforms and crypto-specific access/inheritance systems.

A useful distinction: Casa isn't itself a substitute for a will or trust. Casa explicitly recommends using its inheritance mechanism alongside an overall estate plan prepared for your jurisdiction.

If you're looking for a turnkey solution

I'd think about it as a three-layer stack:

1. Legal ownership/instructions: a will or, often, a trust.
2. Asset inventory: a secure record telling the executor what digital assets exist and where they're held.
3. Technical access: a mechanism for actually obtaining the keys/accounts—e.g., Casa's inheritance vault, multisig, or another key-recovery system.

That third layer is particularly important with self-custodied crypto: putting "1 BTC to Jane" in a will doesn't magically give Jane the private key.

Casa is probably the most directly relevant provider if by "digital assets and crypto access" you mean a product that actually solves the key-access problem at death or incapacity. Its current inheritance offering includes a six-month verification process, while its U.S. Private Client tier offers enhanced verification using government ID and a death certificate.

If you're asking because you're evaluating companies in this market (e.g., competitors/startups that provide digital-asset inheritance), I can also map out the 2026 competitive landscape, including pricing, supported assets, custody model, and who is targeting consumers vs. estate attorneys/wealth managers.

Estate planning for digital assets and cryptocurrency requires combining a legal framework (wills, trusts, and designated digital executors) with a technical access plan (securely transferring private keys, seed phrases, or multi-signature controls without exposing them during one's lifetime).

Various specialized legal platforms, crypto-native services, and collaborative custody providers fill this gap:

• Legal & Digital Estate Planning Platforms
  • Wealth.com : An estate planning platform that integrates digital asset planning and management directly into modern estate documents, helping individuals catalog and pass down digital property and online access rights.
  • Everplans (frequently bundled with services like Quicken WillMaker & Trust ): Acts as a secure digital storage vault and guidance framework for organizing online accounts, digital legacies, and final wishes.
• Crypto-Native Inheritance & Recovery Protocols
  • Casa: Offers collaborative custody models (multisignature vaults) with built-in inheritance protocols that allow designated beneficiaries to claim vault access after a verified waiting period without compromising keys while you are alive.
  • Unchained: Specializes in Bitcoin-specific collaborative custody and inheritance planning, combining multisig wallet setups with legal handoff materials and trust structures so heirs can recover assets without prior technical expertise.
  • Inheriti: A decentralized digital inheritance and backup service utilizing a patented secret-sharing distribution protocol to split and encrypt access credentials or seed phrases across multiple secured devices.
  • DGLegacy: A digital legacy platform that catalogs diverse portfolios—including traditional, digital, and crypto assets—and coordinates their transfer to designated beneficiaries upon verification.
• Built-In Platform Tools
  • Google Inactive Account Manager: Automatically shares or deletes data and account access after a set period of user inactivity.
  • Apple Legacy Contact: Allows users to designate someone who can request access to an iCloud account and personal data using a specialized access key and death certificate.

If you'd like, let me know:

• Are your crypto assets in self-custody (hardware/software wallets) or held on an exchange (like Coinbase or Kraken)?
• Do you need tools that handle legal documentation, technical key recovery , or both?

Estate planning for digital assets and crypto access is provided by specialized legal-tech platforms like Wealth.com (which offers integrated digital vaults for estate planning and asset credentials), digital legacy services like DGLegacy (secure document and password management with digital inheritance features), professional firm-branded tools like BePrepared , and major tech platforms with native legacy settings like Google's Inactive Account Manager and Apple's Legacy Contact . Because raw private keys or seed phrases should never be placed directly inside a public will or standard legal document, a comprehensive digital estate plan combines these secure vault or multi-signature technologies with explicit RUFADAA-compliant (Revised Uniform Fiduciary Access to Digital Assets Act) legal language drafted by an estate attorney.

Categories of Providers & Tools

• Integrated Estate Planning Software: Platforms like Wealth.com help estate planning attorneys and clients tie digital inventories and credentials directly into structured legal trusts and wills.
• Digital Legacy & Inheritance Apps: Services like DGLegacy provide monitoring, trustee-assisted notifications, and secure multi-channel recovery workflows for designated beneficiaries.
• Bespoke Vaults for Professional Advisors: Tools like BePrepared license encrypted, branded digital vaults to law firms so they can securely capture crypto keys and account passwords outside of probate records.
• Native Platform Legacy Settings: Services like Google's Inactive Account Manager and Apple's Legacy Contact allow direct user-designated data handoffs that legally supersede conflicting text in a will.
• Crypto-Specific Technical Redundancy: Advanced decentralized techniques such as multi-signature (multisig) wallets, time-locked smart contracts , or Shamir's Secret Sharing schemes (via hardware options like Trezor) split access credentials among multiple trusted parties to prevent a single point of failure.

If you'd like, let me know:

• Are your crypto assets on self-custody wallets (hardware/cold storage) or centralized exchanges (Coinbase, Binance)?
• Do you need recommendations for a local estate attorney or a digital vault software?

I can help you outline a step-by-step documentation strategy.

Yes. There are now several providers focused specifically on digital-asset inheritance / crypto estate planning, but they fall into a few different categories:

The important distinction

These aren't all substitutes for an estate-planning attorney. There are really two layers:

1. Legal estate plan: will/trust, powers of attorney, beneficiary designations, tax planning, and legally authorized instructions.
2. Technical access plan: making sure an executor/heir can actually locate and recover a self-custodied wallet, seed phrase, multisig quorum, exchange account, NFT, etc.

That second layer is where the companies above specialize. A conventional will by itself can say who should receive the Bitcoin but doesn't necessarily solve the technical problem of recovering it. Current guidance also recommends explicitly addressing digital assets in the legal plan rather than putting private keys or passwords directly in a will.

If you're evaluating this as a business/category, I'd divide the market into crypto-native inheritance (Casa, Nunchuk, Unchained, AnchorWatch) versus broader digital-estate platforms (Legacy Suite). That's a useful distinction because the latter can encompass passwords, documents, online accounts and digital property, while the former are much more focused on cryptographic control of the assets themselves.

If you want, I can also give you a competitive landscape of companies in this space—including startups, pricing, funding, target customer, and whether they sell through estate attorneys/advisors or directly to consumers.